This General Disclaimer applies to all programs, initiatives, and information presented on this site. There are no guarantees provided or implied. Each homeowner’s situation is unique, and results may vary. HOAPnet.com ("The Company"). The Company is privately owned and is not directly or indirectly associated with any local, state, or federal government agency.
HOAPnet.com office is located at 15 Artisan Ave., Huntington, NY 11743. You can reach HOAPnet.com by calling (516)-336-9293. The Company does not offer or provide legal or accounting advice. The Company engages in the acquisition of real property or real property rights and operates as a privately funded for-profit organization. The Company funds the HOAP Program by allocating a portion of its earnings from real estate transactions. The Company may earn a referral fee when acting in a referral capacity with other licensed real estate professionals, where permitted by law, and contribute towards the HOAP Program.
Information contained on this site is subject to change without notice. Before entering into any agreement, you should seek independent legal advice from an attorney. If you are behind on your mortgage payments and participate in any program partially or fully, there is no guarantee that your home will not be foreclosed upon. Some services and benefits are provided by third-party providers who may be independent or affiliated with The Company. Do not sign any important legal documents without first consulting with an attorney in your jurisdiction. While we strive to meet our stated timing representations, timing can vary based on individual circumstances.
This site provides information related to foreclosure law designed to help users manage their legal needs. However, legal information is not the same as legal advice. The application of law depends on an individual's specific circumstances. Although we endeavor to ensure our information is accurate and helpful, we recommend consulting a lawyer if you require professional assurance that our information, and your interpretation of it, is applicable to your situation.
Services are provided with no out-of-pocket costs to eligible and approved homeowners. Some services are provided by the Company, while others are provided by third-party providers designated by the Company. Although you will not pay out-of-pocket for the services provided, these services are nonnegotiable and cannot be sold or exchanged for monetary value. Each service offered has distinct terms and contingencies. If you are approved for a service, you may choose to decline it. If your property is in foreclosure and requires the services of a real estate broker or attorney, they may charge a commission or fee only if it is paid by your lienholder.
For properties requiring a short sale, a Monetary Option will be disclosed to and must be approved by any lienholders on the property
Specialist Consultant are New York State Licensed Real Estate Salespersons. They will provide you with publicly available information and guidance as permitted by law to help you make informed decisions about your options. They will determine if you qualify for the HOAP program and assist you in navigating potential foreclosure relief options. They cannot and will not provide legal, accounting, or tax advice.