Florida is a judicial foreclosure state, which gives Broward County homeowners more time than many other states — but the process still moves forward without intervention. HOAPnet's free HOAP program helps homeowners throughout Fort Lauderdale, Hollywood, Pompano Beach, Miramar, Coral Springs, Davie, and all of Broward County stop foreclosure at zero out-of-pocket cost.
Florida's judicial process gives Broward homeowners significantly more time than non-judicial states
Top 5
FL County by Foreclosure Volume
Broward County regularly ranks among Florida's top 5 counties for annual foreclosure filings
$550K+
Median Home Value
High Broward home values mean significant equity may be at stake — act before it's lost to foreclosure
Free
HOAPnet HOAP Program
100% free foreclosure prevention for qualified Broward County homeowners
How Foreclosure Works in Broward County
Florida is a judicial foreclosure state — all foreclosures must go through the 17th Judicial Circuit Court in Fort Lauderdale. The typical Broward County foreclosure timeline is 12–24 months. Florida's Homestead Exemption provides significant protections for primary residence owners, but does not prevent mortgage foreclosure. HOAPnet serves Broward County homeowners with free loan modification, short sale, and cash sale assistance.
HOAPnet's free Homeowner Assistance Program (HOAP) serves homeowners throughout Broward County. Every HOAP Homeowner Counselor is a licensed real estate professional — and every service is provided at zero out-of-pocket cost to qualified homeowners.
Where We Serve in Broward County
Communities served in Broward County:📍 Fort Lauderdale📍 Hollywood📍 Pompano Beach📍 Miramar📍 Coral Springs📍 Davie📍 Plantation📍 Lauderhill
Your Options — All Free Through HOAP
01
Loan Modification
We negotiate with your servicer to permanently lower your rate, extend your term, or defer missed payments — making your monthly payment affordable again.
02
Forbearance & Repayment Plan
Temporarily pause or reduce your payments while you recover from hardship, followed by a structured repayment plan so you can catch up without losing your home.
03
Short Sale
Owe more than the home is worth? Sell with lender approval and have the remaining balance forgiven — far less credit damage than a completed foreclosure.
04
Quick Cash As-Is Sale
Sell in 7–21 days to a vetted cash buyer with no repairs, no listing, and no commissions. Stop foreclosure fast and walk away with cash in hand.
05
Legal Referral
Access licensed foreclosure defense attorneys at no out-of-pocket cost through HOAP. Legal representation at settlement conferences buys critical time.
06
Deed-in-Lieu
Voluntarily transfer the property to the lender for a full release of the mortgage debt and avoid a public foreclosure auction on your record.
I inherited a Fort Lauderdale condo from my father with a mortgage in foreclosure. HOAPnet coordinated a quick cash sale that closed in 18 days, paid off the mortgage, and put money in my pocket. They handled everything at no charge.
★★★★★
D.P.
Pembroke Pines, Broward County
How HOAPnet Helps — 4 Simple Steps
1
Free Consultation
Call (516) 336-9293 or fill out the form below. Tell us your situation — everything is 100% confidential.
2
Meet Your HOAP Counselor
A licensed real estate professional is assigned to your case at no cost and reviews all your options with you.
3
Your Custom Action Plan
Your Counselor builds a tailored strategy based on your goals, your lender, and your timeline — keep or sell, we have a plan.
4
We Execute Together
Your Counselor handles lender negotiations, paperwork, and all coordination on your behalf until the goal is achieved.
Get Your Free Broward County Consultation
A HOAP Homeowner Counselor will contact you the same day. No cost. No obligation. Completely confidential.
Florida is a judicial state. Cases go through the 17th Judicial Circuit Court in Fort Lauderdale. The process takes 12–24 months, giving homeowners meaningful time to pursue alternatives with HOAPnet's free help.
The Homestead Exemption does NOT protect against mortgage foreclosure — it only limits deficiency judgments. Contact HOAPnet to explore all available options.
Yes. HOAPnet's HOAP program is completely free to qualified Broward County homeowners throughout Fort Lauderdale, Hollywood, Pompano Beach, Miramar, Coral Springs, and surrounding communities.
HOAPnet serves homeowners (both primary residence and investment/rental properties) facing mortgage foreclosure in Broward County. Services are specifically for mortgage default situations.
Free foreclosure help is available now in Broward County.
HOAPnet's HOAP Counselors provide free, same-day foreclosure prevention for qualified homeowners throughout Broward County. No cost. No obligation. Licensed professionals.