{\rtf1\ansi\ansicpg1252\cocoartf2867 \cocoatextscaling0\cocoaplatform0{\fonttbl\f0\fnil\fcharset0 HelveticaNeue;\f1\fnil\fcharset0 .AppleSystemUIFontMonospaced-Regular;} {\colortbl;\red255\green255\blue255;\red16\green16\blue16;\red32\green36\blue45;\red91\green98\blue116; \red16\green19\blue24;\red167\green0\blue20;\red173\green0\blue24;\red15\green112\blue1;\red162\green55\blue4; \red14\green110\blue109;\red4\green57\blue181;\red108\green0\blue181;\red168\green59\blue9;} {\*\expandedcolortbl;;\cssrgb\c7843\c7843\c7451;\cssrgb\c16863\c18824\c23137;\cssrgb\c43137\c46275\c52941; \cssrgb\c7843\c9412\c12157;\cssrgb\c72157\c3922\c9412;\cssrgb\c74118\c5882\c11765;\cssrgb\c0\c50196\c0;\cssrgb\c70196\c29020\c0; \cssrgb\c0\c50196\c50196;\cssrgb\c0\c31765\c76078;\cssrgb\c50588\c0\c76078;\cssrgb\c72157\c30980\c1961;} \margl1440\margr1440\vieww11520\viewh8400\viewkind0 \deftab720 \pard\pardeftab720\partightenfactor0 \f0\fs24 \cf2 \expnd0\expndtw0\kerning0 \outl0\strokewidth0 \strokec2 \ \pard\pardeftab720\partightenfactor0 \f1\fs21 \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 html \cf7 \strokec7 lang\cf3 \strokec3 ="\cf8 \strokec8 en\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 head\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 meta \cf7 \strokec7 charset\cf3 \strokec3 ="\cf8 \strokec8 UTF-8\cf3 \strokec3 "><\cf6 \strokec6 meta \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 viewport\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 content\cf3 \strokec3 ="\cf8 \strokec8 width=device-width, initial-scale=1.0\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 title\cf3 \strokec3 >\cf5 \strokec5 Reverse Mortgage Foreclosure Help | Stop Default | HOAPnet\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 meta \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 description\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 content\cf3 \strokec3 ="\cf8 \strokec8 Facing foreclosure on a reverse mortgage? HOAPnet helps seniors and heirs stop default, understand options, and protect the home or estate \'97 free consultation.\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 meta \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 keywords\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 content\cf3 \strokec3 ="\cf8 \strokec8 reverse mortgage foreclosure help, reverse mortgage default options, how to stop reverse mortgage foreclosure, reverse mortgage heirs foreclosure, reverse mortgage taxes insurance default, sell home with reverse mortgage\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 link \cf7 \strokec7 rel\cf3 \strokec3 ="\cf8 \strokec8 canonical\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 https://hoapnet.com/reverse-mortgage-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 script \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 application/ld+json\cf3 \strokec3 ">\{\cf6 \strokec6 "@context"\cf5 \strokec5 :\cf8 \strokec8 "https://schema.org"\cf3 \strokec3 ,\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "FAQPage"\cf3 \strokec3 ,\cf6 \strokec6 "mainEntity"\cf5 \strokec5 :\cf3 \strokec3 [\{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Question"\cf3 \strokec3 ,\cf6 \strokec6 "name"\cf5 \strokec5 :\cf8 \strokec8 "Can a reverse mortgage go into foreclosure?"\cf3 \strokec3 ,\cf6 \strokec6 "acceptedAnswer"\cf5 \strokec5 :\cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Answer"\cf3 \strokec3 ,\cf6 \strokec6 "text"\cf5 \strokec5 :\cf8 \strokec8 "Yes. A reverse mortgage can foreclose if the homeowner fails to pay property taxes, homeowner's insurance, or HOA fees, moves out of the home for 12+ months, or fails to maintain the property."\cf3 \strokec3 \}\},\{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Question"\cf3 \strokec3 ,\cf6 \strokec6 "name"\cf5 \strokec5 :\cf8 \strokec8 "What can heirs do when a reverse mortgage is in foreclosure?"\cf3 \strokec3 ,\cf6 \strokec6 "acceptedAnswer"\cf5 \strokec5 :\cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Answer"\cf3 \strokec3 ,\cf6 \strokec6 "text"\cf5 \strokec5 :\cf8 \strokec8 "Heirs have several options: sell the home (keep any equity above the loan balance), pay off the reverse mortgage to keep the home, or complete a deed in lieu or short sale. HOAPnet helps heirs navigate all options for free."\cf3 \strokec3 \}\},\{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Question"\cf3 \strokec3 ,\cf6 \strokec6 "name"\cf5 \strokec5 :\cf8 \strokec8 "How quickly must you act on a reverse mortgage foreclosure?"\cf3 \strokec3 ,\cf6 \strokec6 "acceptedAnswer"\cf5 \strokec5 :\cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Answer"\cf3 \strokec3 ,\cf6 \strokec6 "text"\cf5 \strokec5 :\cf8 \strokec8 "Very quickly. Reverse mortgage servicers move fast once a default is triggered. 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Every day counts. \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 ">\cf5 \strokec5 Get free help now \uc0\u8594 \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 nav\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-logo\cf3 \strokec3 ">\cf5 \strokec5 HOAPNET \cf3 \strokec3 <\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 HOMEOWNER ASSISTANCE PROGRAM\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-links\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 ">\cf5 \strokec5 Home\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 keep_your_home.php\cf3 \strokec3 ">\cf5 \strokec5 Keep Your Home\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 sellyourhome.php\cf3 \strokec3 ">\cf5 \strokec5 Sell Your Home\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 faq.php\cf3 \strokec3 ">\cf5 \strokec5 FAQ\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 about.php\cf3 \strokec3 ">\cf5 \strokec5 About Us\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-cta\cf3 \strokec3 ">\cf5 \strokec5 Free Consultation\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 breadcrumb\cf3 \strokec3 "><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 ">\cf5 \strokec5 Home\cf3 \strokec3 \cf5 \strokec5 \'9b \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 #\cf3 \strokec3 ">\cf5 \strokec5 Life Situations\cf3 \strokec3 \cf5 \strokec5 \'9b Reverse Mortgage Foreclosure Help\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 hero\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 hero-badge\cf3 \strokec3 ">\cf5 \strokec5 Reverse Mortgage Foreclosure Help\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h1\cf3 \strokec3 >\cf5 \strokec5 Reverse Mortgage in Default?\cf3 \strokec3 <\cf6 \strokec6 br\cf3 \strokec3 >\cf5 \strokec5 You Still Have \cf3 \strokec3 <\cf6 \strokec6 em\cf3 \strokec3 >\cf5 \strokec5 Options\cf3 \strokec3 \cf5 \strokec5 .\cf3 \strokec3 <\cf6 \strokec6 br\cf3 \strokec3 >\cf5 \strokec5 Act Fast.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Reverse mortgages can go into foreclosure faster than you expect. Whether you're the original homeowner or an heir, HOAPnet's Specialist Consultants help you understand and act on every available option \'97 completely free.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 hero-btns\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-gold\cf3 \strokec3 ">\cf5 \strokec5 Get Free Consultation\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 tel:15163369293\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-outline\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56542 (516) 336-9293\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-strip\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9989 \cf3 \strokec3 \cf5 \strokec5 $0 Cost\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56436 \cf3 \strokec3 \cf5 \strokec5 Senior Specialists\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9878 \u65039 \cf3 \strokec3 \cf5 \strokec5 Legal Help Included\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9889 \cf3 \strokec3 \cf5 \strokec5 24-Hour Response\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56594 \cf3 \strokec3 \cf5 \strokec5 Confidential\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:var(--light-bg);padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 Common Situations\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 Why Reverse Mortgages Go Into Foreclosure\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-sub\cf3 \strokec3 ">\cf5 \strokec5 Understanding the triggers helps you act before it's too late:\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 cards-grid\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55356 \u57307 \u65039 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Unpaid Property Taxes\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Failing to pay property taxes is one of the most common triggers for reverse mortgage foreclosure. We help you catch up or find alternatives.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55356 \u57312 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Lapsed Homeowner's Insurance\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Missed insurance payments can put a reverse mortgage in default. We help you resolve this quickly before it escalates.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u57067 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Extended Absence From Home\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Being out of the home for 12+ months (hospital, assisted living, travel) can trigger foreclosure. Act before the timeline expires.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9904 \u65039 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Homeowner Passed Away \'97 Heirs Must Act\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Heirs typically have 6\'9612 months to sell, pay off, or deed the property. Our consultants guide families through every step.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55356 \u57306 \u65039 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Home Fell Into Disrepair\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Reverse mortgage servicers require property maintenance. Failure to maintain can trigger default.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56556 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Received a Default Notice\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If you've received a notice of default on a reverse mortgage, contact us immediately \'97 the clock is ticking.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:#fff;padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 Your Options\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 Solutions for Reverse Mortgage Foreclosure\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 options-grid\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 01\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Tax / Insurance Repayment Plan\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If default was triggered by unpaid taxes or insurance, we negotiate a repayment plan with the servicer to reinstate the loan.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 02\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Sell the Home \'97 Keep the Equity\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If the home is worth more than the reverse mortgage balance, selling lets you or your heirs keep the difference. We arrange fast cash sales.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 03\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Short Sale for Heirs\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If the loan exceeds the home's value, heirs can do a short sale. HECM reverse mortgages have non-recourse protections \'97 heirs never owe more than the home's value.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 04\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Deed in Lieu of Foreclosure\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Transfer the deed to the lender voluntarily \'97 avoids the full foreclosure process and is far better for estate credit history.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 05\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 HUD Counseling \cf10 \strokec10 &\cf5 \strokec5 Extension Requests\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 HUD-approved counselors can sometimes negotiate extensions for heirs dealing with probate or estate complications.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 06\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Legal Assistance\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Our HOAP program connects seniors and heirs with real estate attorneys who specialize in reverse mortgage situations \'97 at no cost.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-section\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 id\cf3 \strokec3 ="\cf8 \strokec8 get-help-rm\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-wrapper\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 Get Free Reverse Mortgage Help Now\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Whether you're the homeowner or an heir \'97 we help. A Specialist Consultant will respond within 24 hours.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 form \cf7 \strokec7 action\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 method\cf3 \strokec3 ="\cf8 \strokec8 POST\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 hidden\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 source\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 value\cf3 \strokec3 ="\cf8 \strokec8 reverse-mortgage-foreclosure-help\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-grid\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 First Name *\cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 text\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 first_name\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 John\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 required\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Last Name *\cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 text\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 last_name\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 Smith\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 required\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Email *\cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 email\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 email\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 john@example.com\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 required\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Phone *\cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 tel\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 phone\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 (555) 000-0000\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 required\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Who Are You?\cf3 \strokec3 <\cf6 \strokec6 select \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 role\cf3 \strokec3 "><\cf6 \strokec6 option \cf7 \strokec7 value\cf3 \strokec3 ="">\cf5 \strokec5 Select...\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Homeowner with Reverse Mortgage\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Heir / Family Member\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Estate Executor\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 How Urgent?\cf3 \strokec3 <\cf6 \strokec6 select \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 urgency\cf3 \strokec3 "><\cf6 \strokec6 option \cf7 \strokec7 value\cf3 \strokec3 ="">\cf5 \strokec5 Select...\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Foreclosure sale date set\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Default notice received\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Exploring options proactively\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group full\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Describe Your Situation\cf3 \strokec3 <\cf6 \strokec6 textarea \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 message\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 What triggered the default? Is this a HECM reverse mortgage?\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 button \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 submit\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-gold\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 width:100%;margin-top:8px;font-size:1rem;padding:16px\cf3 \strokec3 ">\cf5 \strokec5 Get My Free Consultation \uc0\u8594 \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-disclaimer\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56594 Completely confidential. No spam. No obligation.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:var(--light-bg);padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 FAQ\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 Reverse Mortgage Foreclosure FAQ\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-list\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item open\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 Can a reverse mortgage go into foreclosure? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Yes. A reverse mortgage can foreclose if the homeowner fails to pay property taxes, homeowner's insurance, or HOA fees \'97 or moves out of the home for 12+ months. The most common trigger is unpaid property taxes.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 What can heirs do when a reverse mortgage is in foreclosure? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Heirs typically have several options: sell the home (keeping any equity above the loan balance), pay off the reverse mortgage to keep the home, or complete a deed in lieu or short sale. For HECM loans, heirs never owe more than the home's appraised value. HOAPnet helps heirs navigate all options for free.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 How fast does a reverse mortgage foreclosure move? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Very quickly once triggered. Reverse mortgage servicers often move faster than traditional mortgage lenders. After a default notice, you may have 30 days to respond before the process escalates. Contact HOAPnet immediately if you've received any notice.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 What is the non-recourse protection on reverse mortgages? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 HECM reverse mortgages (the most common type, insured by FHA) are non-recourse loans. This means heirs never owe more than the home's fair market value, even if the loan balance exceeds it. This is a critical protection many families don't know about.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 cta-banner\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 Don't Lose a Loved One's Home to Reverse Mortgage Foreclosure\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Specialist Consultants are standing by \'97 completely free, no obligation.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-dark\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 margin-right:14px\cf3 \strokec3 ">\cf5 \strokec5 Get Free Consultation\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 tel:15163369293\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-dark\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56542 (516) 336-9293\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \pard\pardeftab720\partightenfactor0 \cf4 \strokec4 \cf5 \strokec5 \ \pard\pardeftab720\partightenfactor0 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 page-divider\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 \'97 Page 5 Below: Landlord \cf10 \strokec10 &\cf5 \strokec5 Investor Foreclosure Help \'97\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Save this page as \cf3 \strokec3 <\cf6 \strokec6 code\cf3 \strokec3 >\cf5 \strokec5 landlord-rental-foreclosure-help.php\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \pard\pardeftab720\partightenfactor0 \cf4 \strokec4 \cf5 \strokec5 \ \pard\pardeftab720\partightenfactor0 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 urgency-bar\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9888 \u65039 Non-paying tenants killing your cash flow? We can help. \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 ">\cf5 \strokec5 Free consultation \uc0\u8594 \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 nav \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 position:static\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-logo\cf3 \strokec3 ">\cf5 \strokec5 HOAPNET \cf3 \strokec3 <\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 HOMEOWNER ASSISTANCE PROGRAM\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-links\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 ">\cf5 \strokec5 Home\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 keep_your_home.php\cf3 \strokec3 ">\cf5 \strokec5 Keep Your Home\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 sellyourhome.php\cf3 \strokec3 ">\cf5 \strokec5 Sell Your Home\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 faq.php\cf3 \strokec3 ">\cf5 \strokec5 FAQ\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 about.php\cf3 \strokec3 ">\cf5 \strokec5 About Us\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-cta\cf3 \strokec3 ">\cf5 \strokec5 Free Consultation\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 breadcrumb\cf3 \strokec3 "><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 ">\cf5 \strokec5 Home\cf3 \strokec3 \cf5 \strokec5 \'9b \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 #\cf3 \strokec3 ">\cf5 \strokec5 Life Situations\cf3 \strokec3 \cf5 \strokec5 \'9b Landlord \cf10 \strokec10 &\cf5 \strokec5 Investor Foreclosure Help\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:linear-gradient(135deg,rgba(26,26,46,.96),rgba(26,26,46,.82)),url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?w=1400&q=80') center/cover no-repeat;padding:80px 5%;min-height:460px;display:flex;align-items:center\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 max-width:640px\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 hero-badge\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 display:inline-block;background:rgba(201,168,76,.15);border:1px solid rgba(201,168,76,.4);color:var(--gold);font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:5px 14px;border-radius:20px;margin-bottom:16px\cf3 \strokec3 ">\cf5 \strokec5 Landlord \cf10 \strokec10 &\cf5 \strokec5 Investor Foreclosure Help\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h1 \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 font-size:clamp(1.9rem,4vw,2.9rem);font-weight:900;color:#fff;line-height:1.15;margin-bottom:18px\cf3 \strokec3 ">\cf5 \strokec5 Non-Paying Tenants.\cf3 \strokec3 <\cf6 \strokec6 br\cf3 \strokec3 >\cf5 \strokec5 Missed Payments. \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 color:var(--gold)\cf3 \strokec3 ">\cf5 \strokec5 Foreclosure Looming.\cf3 \strokec3 <\cf6 \strokec6 br\cf3 \strokec3 >\cf5 \strokec5 We Have a Solution.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 font-size:1rem;color:rgba(255,255,255,.75);max-width:520px;margin-bottom:28px;line-height:1.8\cf3 \strokec3 ">\cf5 \strokec5 Out-of-state investor or local landlord \'97 when tenants stop paying, the mortgage still doesn't stop. HOAPnet helps landlords and investors explore every option to save or exit their investment property, free of charge.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 display:flex;flex-wrap:wrap;gap:14px\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-gold\cf3 \strokec3 ">\cf5 \strokec5 Get Free Consultation\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 tel:15163369293\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-outline\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56542 (516) 336-9293\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-strip\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9989 \cf3 \strokec3 \cf5 \strokec5 $0 Cost\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55356 \u57314 \cf3 \strokec3 \cf5 \strokec5 Investor Specialists\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9889 \cf3 \strokec3 \cf5 \strokec5 Fast Solutions\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9878 \u65039 \cf3 \strokec3 \cf5 \strokec5 Legal Help Available\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56593 \cf3 \strokec3 \cf5 \strokec5 Sell With Tenants In Place\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:var(--light-bg);padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 Your Situation\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 The Landlord Foreclosure Crisis Is Real\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-sub\cf3 \strokec3 ">\cf5 \strokec5 Here's what we see every day \'97 and what we help solve:\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 cards-grid\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u57003 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Tenants Haven't Paid in Months\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Rent has stopped but the mortgage hasn't. Every month the deficit grows and foreclosure gets closer.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9992 \u65039 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Out-of-State Investor\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 You can't be there to manage the situation. The tenant knows it. The problem is spiraling from a distance.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9878 \u65039 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Eviction Is Stuck or Delayed\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Courts are backed up. The eviction process is taking months. Meanwhile, the mortgage is being missed.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55356 \u57306 \u65039 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Property Damaged by Tenants\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Tenants wrecked the property. Repair costs are massive. You're wondering if it's even worth saving.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56521 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Negative Cash Flow for Years\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 The rental market changed. The numbers no longer work. You're subsidizing tenants and the bank \'97 and you're done.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56556 \cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Notice of Default Received\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 The lender has started the foreclosure process. You need a fast exit or resolution \'97 right now.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:#fff;padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 Your Options\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 Solutions Built for Landlords \cf10 \strokec10 &\cf5 \strokec5 Investors\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 options-grid\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 01\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Sell With Tenants In Place\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 We connect you with cash buyers who purchase occupied properties as-is. No eviction required. Close fast.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 02\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Quick Cash Sale \'97 As-Is\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Regardless of property condition or tenant situation, we arrange cash buyers in 7\'9621 days. No repairs, no showings, no hassle.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 03\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Forbearance While You Resolve Tenants\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 We negotiate a forbearance with your lender to pause mortgage payments while you complete the eviction process.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 04\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Loan Modification\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If you want to keep the property, we help restructure the loan to survive the cash flow gap while you secure new tenants.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 05\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Short Sale\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If the property is worth less than you owe \'97 common in declining markets \'97 a short sale exits the investment cleanly without a deficiency.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 06\cf3 \strokec3 <\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Legal Assistance \'97 Eviction \cf10 \strokec10 &\cf5 \strokec5 Tenant Issues\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Our HOAP program includes access to real estate attorneys who handle landlord-tenant disputes and wrongful occupancy \'97 at no cost.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-section\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 id\cf3 \strokec3 ="\cf8 \strokec8 get-help-ll\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-wrapper\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 Get Free Landlord Foreclosure Help\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Tell us about your situation \'97 a Specialist Consultant experienced with investment properties will respond within 24 hours.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 form \cf7 \strokec7 action\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 method\cf3 \strokec3 ="\cf8 \strokec8 POST\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 hidden\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 source\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 value\cf3 \strokec3 ="\cf8 \strokec8 landlord-rental-foreclosure-help\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-grid\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 First Name *\cf3 \strokec3 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\strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Email *\cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 email\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 email\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 john@example.com\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 required\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Phone *\cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 tel\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 phone\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 (555) 000-0000\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 required\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Your Goal\cf3 \strokec3 <\cf6 \strokec6 select \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 goal\cf3 \strokec3 "><\cf6 \strokec6 option \cf7 \strokec7 value\cf3 \strokec3 ="">\cf5 \strokec5 Select...\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Sell the Property Fast\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Keep \cf10 \strokec10 &\cf5 \strokec5 Stabilize Property\cf3 \strokec3 <\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Need Guidance\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Property State\cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 text\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 state\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 e.g. New York\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group full\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Describe Your Situation\cf3 \strokec3 <\cf6 \strokec6 textarea \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 message\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 How many months behind on the mortgage? Are tenants still in the property?\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 button \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 submit\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-gold\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 width:100%;margin-top:8px;font-size:1rem;padding:16px\cf3 \strokec3 ">\cf5 \strokec5 Get My Free Consultation \uc0\u8594 \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-disclaimer\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56594 Completely confidential. No spam. No obligation.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:var(--light-bg);padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 FAQ\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 Landlord \cf10 \strokec10 &\cf5 \strokec5 Investor Foreclosure FAQ\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-list\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 id\cf3 \strokec3 ="\cf8 \strokec8 ll-faq\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item open\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 Can I sell a rental property with tenants still in it? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Yes. We connect landlords with cash buyers who specialize in purchasing occupied properties as-is. No eviction is required \'97 the new owner takes over the tenant situation. This is often the fastest exit strategy for overwhelmed landlords.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 My tenants are not paying \'97 can I get mortgage forbearance? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Possibly. Some lenders offer forbearance for landlords facing non-payment. It's harder to get than for primary residences, but HOAPnet's specialists know which lenders are most flexible and how to present your case effectively.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 What if the property is worth less than what I owe? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 A short sale is likely your best exit. With lender approval, you sell the property for its market value even if it's below the mortgage balance. For investment properties, this avoids a devastating foreclosure on your credit and financial record.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 I'm an out-of-state investor. Can HOAPnet still help me? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Absolutely. We specialize in helping out-of-state investors who can't be present to manage these situations. Everything can be handled remotely \'97 consultations, paperwork, and negotiations. Your Specialist Consultant in your property's state handles everything locally.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 cta-banner\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 Your Investment Property Nightmare Has a Solution\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Tired of subsidizing non-paying tenants? Our Specialist Consultants help you exit fast \'97 or stabilize for the long term.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-dark\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 margin-right:14px\cf3 \strokec3 ">\cf5 \strokec5 Get Free Consultation\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 tel:15163369293\cf3 \strokec3 "\cf6 \strokec6 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-dark\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56542 (516) 336-9293\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \ \cf3 \strokec3 <\cf6 \strokec6 footer\cf3 \strokec3 >\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-inner\cf3 \strokec3 ">\cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-logo\cf3 \strokec3 ">\cf5 \strokec5 HOAPNET \cf3 \strokec3 <\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 HOMEOWNER ASSISTANCE PROGRAM\cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 margin-top:10px;max-width:260px\cf3 \strokec3 ">\cf5 \strokec5 Helping homeowners navigate life-changing events since 2009.\cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 margin-top:8px\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56542 (516) 336-9293\cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 info@hoapnet.com\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-col\cf3 \strokec3 "><\cf6 \strokec6 h4\cf3 \strokec3 >\cf5 \strokec5 Programs\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 keep_your_home.php\cf3 \strokec3 ">\cf5 \strokec5 Keep Your Home\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 sellyourhome.php\cf3 \strokec3 ">\cf5 \strokec5 Sell Your Home\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 ">\cf5 \strokec5 Free Consultation\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-col\cf3 \strokec3 "><\cf6 \strokec6 h4\cf3 \strokec3 >\cf5 \strokec5 Life Situations\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 divorce-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Divorce\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 job-loss-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Job Loss\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 medical-illness-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Medical Hardship\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 reverse-mortgage-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Reverse Mortgage\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 landlord-rental-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Landlord / Investor\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-col\cf3 \strokec3 "><\cf6 \strokec6 h4\cf3 \strokec3 >\cf5 \strokec5 Resources\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 faq.php\cf3 \strokec3 ">\cf5 \strokec5 FAQ\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 blog.php\cf3 \strokec3 ">\cf5 \strokec5 Blog\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 about.php\cf3 \strokec3 ">\cf5 \strokec5 About Us\cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 county.php\cf3 \strokec3 ">\cf5 \strokec5 County Pages\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-bottom\cf3 \strokec3 ">\cf5 \strokec5 \'a9 2026 HOAPNET. All rights reserved. | Not legal advice.\cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 <\cf6 \strokec6 script\cf3 \strokec3 >\cf5 \strokec5 \ \pard\pardeftab720\partightenfactor0 \cf9 \strokec9 document\cf3 \strokec3 .\cf11 \strokec11 querySelectorAll\cf3 \strokec3 (\cf8 \strokec8 '.faq-q'\cf3 \strokec3 ).\cf11 \strokec11 forEach\cf3 \strokec3 (\cf13 \strokec13 q\cf5 \strokec5 =>\cf3 \strokec3 \{\cf5 \strokec5 \ q\cf3 \strokec3 .\cf11 \strokec11 addEventListener\cf3 \strokec3 (\cf8 \strokec8 'click'\cf3 \strokec3 ,()\cf5 \strokec5 =>\cf3 \strokec3 \{\cf5 \strokec5 \ \cf12 \strokec12 const\cf5 \strokec5 i=q\cf3 \strokec3 .\cf5 \strokec5 parentElement\cf3 \strokec3 ,\cf5 \strokec5 w=i\cf3 \strokec3 .\cf5 \strokec5 classList\cf3 \strokec3 .\cf11 \strokec11 contains\cf3 \strokec3 (\cf8 \strokec8 'open'\cf3 \strokec3 );\cf5 \strokec5 \ i\cf3 \strokec3 .\cf11 \strokec11 closest\cf3 \strokec3 (\cf8 \strokec8 '.faq-list'\cf3 \strokec3 ).\cf11 \strokec11 querySelectorAll\cf3 \strokec3 (\cf8 \strokec8 '.faq-item'\cf3 \strokec3 ).\cf11 \strokec11 forEach\cf3 \strokec3 (\cf13 \strokec13 x\cf5 \strokec5 =>x\cf3 \strokec3 .\cf5 \strokec5 classList\cf3 \strokec3 .\cf11 \strokec11 remove\cf3 \strokec3 (\cf8 \strokec8 'open'\cf3 \strokec3 ));\cf5 \strokec5 \ \cf12 \strokec12 if\cf3 \strokec3 (\cf5 \strokec5 !w\cf3 \strokec3 )\cf5 \strokec5 i\cf3 \strokec3 .\cf5 \strokec5 classList\cf3 \strokec3 .\cf11 \strokec11 add\cf3 \strokec3 (\cf8 \strokec8 'open'\cf3 \strokec3 );\cf5 \strokec5 \ \cf3 \strokec3 \});\cf5 \strokec5 \ \pard\pardeftab720\partightenfactor0 \cf3 \strokec3 \});\cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ \cf3 \strokec3 \cf5 \strokec5 \ }