{\rtf1\ansi\ansicpg1252\cocoartf2867
\cocoatextscaling0\cocoaplatform0{\fonttbl\f0\fnil\fcharset0 HelveticaNeue;\f1\fnil\fcharset0 .AppleSystemUIFontMonospaced-Regular;}
{\colortbl;\red255\green255\blue255;\red16\green16\blue16;\red32\green36\blue45;\red91\green98\blue116;
\red16\green19\blue24;\red167\green0\blue20;\red173\green0\blue24;\red15\green112\blue1;\red162\green55\blue4;
\red14\green110\blue109;\red4\green57\blue181;\red108\green0\blue181;\red168\green59\blue9;}
{\*\expandedcolortbl;;\cssrgb\c7843\c7843\c7451;\cssrgb\c16863\c18824\c23137;\cssrgb\c43137\c46275\c52941;
\cssrgb\c7843\c9412\c12157;\cssrgb\c72157\c3922\c9412;\cssrgb\c74118\c5882\c11765;\cssrgb\c0\c50196\c0;\cssrgb\c70196\c29020\c0;
\cssrgb\c0\c50196\c50196;\cssrgb\c0\c31765\c76078;\cssrgb\c50588\c0\c76078;\cssrgb\c72157\c30980\c1961;}
\margl1440\margr1440\vieww11520\viewh8400\viewkind0
\deftab720
\pard\pardeftab720\partightenfactor0

\f0\fs24 \cf2 \expnd0\expndtw0\kerning0
\outl0\strokewidth0 \strokec2 \
\pard\pardeftab720\partightenfactor0

\f1\fs21 \cf3 \strokec3 <!\cf4 \strokec4 DOCTYPE html\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 html \cf7 \strokec7 lang\cf3 \strokec3 ="\cf8 \strokec8 en\cf3 \strokec3 ">\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 head\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 meta \cf7 \strokec7 charset\cf3 \strokec3 ="\cf8 \strokec8 UTF-8\cf3 \strokec3 ">\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 meta \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 viewport\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 content\cf3 \strokec3 ="\cf8 \strokec8 width=device-width, initial-scale=1.0\cf3 \strokec3 ">\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 title\cf3 \strokec3 >\cf5 \strokec5 Lost Job Can't Pay Mortgage | Stop Foreclosure | HOAPnet\cf3 \strokec3 </\cf6 \strokec6 title\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 meta \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 description\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 content\cf3 \strokec3 ="\cf8 \strokec8 Lost your job and can\cf3 \strokec3 '\cf8 \strokec8 t pay your mortgage? HOAPnet helps homeowners facing foreclosure due to job loss, layoffs, or financial hardship. Free consultation \'97 no cost to you.\cf3 \strokec3 ">\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 meta \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 keywords\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 content\cf3 \strokec3 ="\cf8 \strokec8 lost job can\cf3 \strokec3 '\cf8 \strokec8 t pay mortgage, unemployed can\cf3 \strokec3 '\cf8 \strokec8 t make mortgage payment, job loss foreclosure help, laid off mortgage help, financial hardship mortgage assistance, can\cf3 \strokec3 '\cf8 \strokec8 t afford house anymore\cf3 \strokec3 ">\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 link \cf7 \strokec7 rel\cf3 \strokec3 ="\cf8 \strokec8 canonical\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 https://hoapnet.com/job-loss-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 script \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 application/ld+json\cf3 \strokec3 ">\cf5 \strokec5 \
\cf3 \strokec3 \{\cf5 \strokec5 \
  \cf6 \strokec6 "@context"\cf5 \strokec5 : \cf8 \strokec8 "https://schema.org"\cf3 \strokec3 ,\cf5 \strokec5 \
  \cf6 \strokec6 "@type"\cf5 \strokec5 : \cf8 \strokec8 "FAQPage"\cf3 \strokec3 ,\cf5 \strokec5 \
  \cf6 \strokec6 "mainEntity"\cf5 \strokec5 : \cf3 \strokec3 [\cf5 \strokec5 \
    \cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Question"\cf3 \strokec3 ,\cf6 \strokec6 "name"\cf5 \strokec5 :\cf8 \strokec8 "I lost my job and can't pay my mortgage. What should I do?"\cf3 \strokec3 ,\cf6 \strokec6 "acceptedAnswer"\cf5 \strokec5 :\cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Answer"\cf3 \strokec3 ,\cf6 \strokec6 "text"\cf5 \strokec5 :\cf8 \strokec8 "Act immediately \'97 don't wait for things to get worse. Contact your mortgage servicer to ask about forbearance. Then call HOAPnet for a free consultation to review all your options, including loan modification, refinancing, or a quick sale to stop foreclosure."\cf3 \strokec3 \}\},\cf5 \strokec5 \
    \cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Question"\cf3 \strokec3 ,\cf6 \strokec6 "name"\cf5 \strokec5 :\cf8 \strokec8 "How many mortgage payments can I miss before foreclosure starts?"\cf3 \strokec3 ,\cf6 \strokec6 "acceptedAnswer"\cf5 \strokec5 :\cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Answer"\cf3 \strokec3 ,\cf6 \strokec6 "text"\cf5 \strokec5 :\cf8 \strokec8 "Most lenders begin the foreclosure process after 3\'964 missed payments, though the exact timeline varies by state and lender. Some states allow foreclosure to begin after just one missed payment. Don't wait \'97 call us now."\cf3 \strokec3 \}\},\cf5 \strokec5 \
    \cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Question"\cf3 \strokec3 ,\cf6 \strokec6 "name"\cf5 \strokec5 :\cf8 \strokec8 "What is mortgage forbearance and does it help if I lost my job?"\cf3 \strokec3 ,\cf6 \strokec6 "acceptedAnswer"\cf5 \strokec5 :\cf3 \strokec3 \{\cf6 \strokec6 "@type"\cf5 \strokec5 :\cf8 \strokec8 "Answer"\cf3 \strokec3 ,\cf6 \strokec6 "text"\cf5 \strokec5 :\cf8 \strokec8 "Forbearance temporarily pauses or reduces your mortgage payments while you recover financially. It does NOT erase what you owe \'97 missed payments must be repaid later. It can buy you critical time while you find new employment."\cf3 \strokec3 \}\}\cf5 \strokec5 \
  \cf3 \strokec3 ]\cf5 \strokec5 \
\cf3 \strokec3 \}\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 script\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 style\cf3 \strokec3 >\cf5 \strokec5 \
  \cf6 \strokec6 :root\cf3 \strokec3 \{\cf9 \strokec9 --gold\cf3 \strokec3 :\cf5 \strokec5 #c9a84c\cf3 \strokec3 ;\cf9 \strokec9 --dark\cf3 \strokec3 :\cf5 \strokec5 #1a1a2e\cf3 \strokec3 ;\cf9 \strokec9 --mid\cf3 \strokec3 :\cf5 \strokec5 #2d2d4e\cf3 \strokec3 ;\cf9 \strokec9 --light-bg\cf3 \strokec3 :\cf5 \strokec5 #f7f7fb\cf3 \strokec3 ;\cf9 \strokec9 --text\cf3 \strokec3 :\cf5 \strokec5 #333\cf3 \strokec3 ;\cf9 \strokec9 --muted\cf3 \strokec3 :\cf5 \strokec5 #666\cf3 \strokec3 ;\cf9 \strokec9 --white\cf3 \strokec3 :\cf5 \strokec5 #fff\cf3 \strokec3 ;\cf9 \strokec9 --red\cf3 \strokec3 :\cf5 \strokec5 #c0392b\cf3 \strokec3 ;\cf9 \strokec9 --green\cf3 \strokec3 :\cf5 \strokec5 #27ae60\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 *\cf3 \strokec3 \{\cf6 \strokec6 margin\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 box-sizing\cf3 \strokec3 :\cf5 \strokec5 border-box\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 body\cf3 \strokec3 \{\cf6 \strokec6 font-family\cf3 \strokec3 :\cf8 \strokec8 'Segoe UI'\cf3 \strokec3 ,\cf5 \strokec5 Arial\cf3 \strokec3 ,\cf5 \strokec5 sans-serif\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --text\cf3 \strokec3 );\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 15\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.7\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 a\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 text-decoration\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 nav\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 0\cf5 \strokec5  \cf10 \strokec10 5\cf5 \strokec5 %\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 align-items\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 justify-content\cf3 \strokec3 :\cf5 \strokec5 space-between\cf3 \strokec3 ;\cf6 \strokec6 position\cf3 \strokec3 :\cf5 \strokec5 sticky\cf3 \strokec3 ;\cf6 \strokec6 top\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 z-index\cf3 \strokec3 :\cf10 \strokec10 100\cf3 \strokec3 ;\cf6 \strokec6 box-shadow\cf3 \strokec3 :\cf10 \strokec10 0\cf5 \strokec5  \cf10 \strokec10 2\cf5 \strokec5 px \cf10 \strokec10 12\cf5 \strokec5 px \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 0\cf3 \strokec3 ,\cf10 \strokec10 0\cf3 \strokec3 ,\cf10 \strokec10 0\cf3 \strokec3 ,\cf10 \strokec10 .4\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .nav-logo\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 1.4\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 900\cf3 \strokec3 ;\cf6 \strokec6 letter-spacing\cf3 \strokec3 :\cf10 \strokec10 .08\cf5 \strokec5 em\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 16\cf5 \strokec5 px \cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 text-decoration\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .nav-logo span\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .55\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 block\cf3 \strokec3 ;\cf6 \strokec6 letter-spacing\cf3 \strokec3 :\cf10 \strokec10 .2\cf5 \strokec5 em\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 400\cf3 \strokec3 ;\cf6 \strokec6 margin-top\cf3 \strokec3 :\cf10 \strokec10 2\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .nav-links\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 align-items\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .nav-links a\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .8\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .82\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 600\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 20\cf5 \strokec5 px \cf10 \strokec10 14\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 block\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 color \cf10 \strokec10 .2\cf5 \strokec5 s\cf3 \strokec3 ;\cf6 \strokec6 text-transform\cf3 \strokec3 :\cf5 \strokec5 uppercase\cf3 \strokec3 ;\cf6 \strokec6 letter-spacing\cf3 \strokec3 :\cf10 \strokec10 .04\cf5 \strokec5 em\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .nav-links a:hover\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .nav-cta\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 )
\f0 \cf6 \strokec6 !important
\f1 \cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 6\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 9\cf5 \strokec5 px \cf10 \strokec10 18\cf5 \strokec5 px
\f0 \cf6 \strokec6 !important
\f1 \cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700
\f0 \cf6 \strokec6 !important
\f1 \cf3 \strokec3 ;\cf6 \strokec6 margin-left\cf3 \strokec3 :\cf10 \strokec10 12\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .urgency-bar\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 linear-gradient\cf3 \strokec3 (\cf10 \strokec10 90\cf5 \strokec5 deg\cf3 \strokec3 ,\cf5 \strokec5 #c0392b\cf3 \strokec3 ,\cf5 \strokec5 #e74c3c\cf3 \strokec3 );\cf6 \strokec6 color\cf3 \strokec3 :\cf5 \strokec5 #fff\cf3 \strokec3 ;\cf6 \strokec6 text-align\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 12\cf5 \strokec5 px \cf10 \strokec10 20\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .85\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 600\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .urgency-bar a\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf5 \strokec5 #fff\cf3 \strokec3 ;\cf6 \strokec6 text-decoration\cf3 \strokec3 :\cf5 \strokec5 underline\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .hero\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 linear-gradient\cf3 \strokec3 (\cf10 \strokec10 135\cf5 \strokec5 deg\cf3 \strokec3 ,\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 26\cf3 \strokec3 ,\cf10 \strokec10 26\cf3 \strokec3 ,\cf10 \strokec10 46\cf3 \strokec3 ,\cf10 \strokec10 .95\cf3 \strokec3 )\cf5 \strokec5  \cf10 \strokec10 0\cf5 \strokec5 %\cf3 \strokec3 ,\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 26\cf3 \strokec3 ,\cf10 \strokec10 26\cf3 \strokec3 ,\cf10 \strokec10 46\cf3 \strokec3 ,\cf10 \strokec10 .8\cf3 \strokec3 )\cf5 \strokec5  \cf10 \strokec10 100\cf5 \strokec5 %\cf3 \strokec3 ),\cf11 \strokec11 url\cf3 \strokec3 (\cf8 \strokec8 'https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?w=1400&q=80'\cf3 \strokec3 )\cf5 \strokec5  center/cover no-repeat\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 80\cf5 \strokec5 px \cf10 \strokec10 5\cf5 \strokec5 %\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 align-items\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 min-height\cf3 \strokec3 :\cf10 \strokec10 480\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .hero-badge\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 inline-block\cf3 \strokec3 ;\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 201\cf3 \strokec3 ,\cf10 \strokec10 168\cf3 \strokec3 ,\cf10 \strokec10 76\cf3 \strokec3 ,\cf10 \strokec10 .15\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 201\cf3 \strokec3 ,\cf10 \strokec10 168\cf3 \strokec3 ,\cf10 \strokec10 76\cf3 \strokec3 ,\cf10 \strokec10 .4\cf3 \strokec3 );\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .72\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700\cf3 \strokec3 ;\cf6 \strokec6 letter-spacing\cf3 \strokec3 :\cf10 \strokec10 .12\cf5 \strokec5 em\cf3 \strokec3 ;\cf6 \strokec6 text-transform\cf3 \strokec3 :\cf5 \strokec5 uppercase\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 5\cf5 \strokec5 px \cf10 \strokec10 14\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 20\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 16\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .hero-content\cf3 \strokec3 \{\cf6 \strokec6 max-width\cf3 \strokec3 :\cf10 \strokec10 640\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .hero h1\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf11 \strokec11 clamp\cf3 \strokec3 (\cf10 \strokec10 1.9\cf5 \strokec5 rem\cf3 \strokec3 ,\cf10 \strokec10 4\cf5 \strokec5 vw\cf3 \strokec3 ,\cf10 \strokec10 3\cf5 \strokec5 rem\cf3 \strokec3 );\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 900\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.15\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 18\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .hero h1 em\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 font-style\cf3 \strokec3 :\cf5 \strokec5 normal\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .hero p\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 1.05\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .75\cf3 \strokec3 );\cf6 \strokec6 max-width\cf3 \strokec3 :\cf10 \strokec10 520\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 28\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.8\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .hero-btns\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 flex-wrap\cf3 \strokec3 :\cf5 \strokec5 wrap\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 14\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .btn-gold\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .95\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 14\cf5 \strokec5 px \cf10 \strokec10 30\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 ;\cf6 \strokec6 cursor\cf3 \strokec3 :\cf5 \strokec5 pointer\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 all \cf10 \strokec10 .3\cf5 \strokec5 s\cf3 \strokec3 ;\cf6 \strokec6 text-decoration\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 inline-block\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .btn-gold:hover\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf5 \strokec5 #e0b84a\cf3 \strokec3 ;\cf6 \strokec6 transform\cf3 \strokec3 :\cf11 \strokec11 translateY\cf3 \strokec3 (\cf10 \strokec10 -2\cf5 \strokec5 px\cf3 \strokec3 );\cf6 \strokec6 box-shadow\cf3 \strokec3 :\cf10 \strokec10 0\cf5 \strokec5  \cf10 \strokec10 6\cf5 \strokec5 px \cf10 \strokec10 20\cf5 \strokec5 px \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 201\cf3 \strokec3 ,\cf10 \strokec10 168\cf3 \strokec3 ,\cf10 \strokec10 76\cf3 \strokec3 ,\cf10 \strokec10 .4\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .btn-outline\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf5 \strokec5 transparent\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1.5\cf5 \strokec5 px solid \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .4\cf3 \strokec3 );\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 600\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .95\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 14\cf5 \strokec5 px \cf10 \strokec10 30\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 cursor\cf3 \strokec3 :\cf5 \strokec5 pointer\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 all \cf10 \strokec10 .3\cf5 \strokec5 s\cf3 \strokec3 ;\cf6 \strokec6 text-decoration\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 inline-block\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .btn-outline:hover\cf3 \strokec3 \{\cf6 \strokec6 border-color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .trust-strip\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 20\cf5 \strokec5 px \cf10 \strokec10 5\cf5 \strokec5 %\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 justify-content\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 40\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 flex-wrap\cf3 \strokec3 :\cf5 \strokec5 wrap\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .trust-item\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 align-items\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 10\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .75\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .82\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 600\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .trust-item .icon\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 1.1\cf5 \strokec5 rem\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 section\cf3 \strokec3 \{\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 70\cf5 \strokec5 px \cf10 \strokec10 5\cf5 \strokec5 %\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .section-tag\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 inline-block\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .7\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700\cf3 \strokec3 ;\cf6 \strokec6 letter-spacing\cf3 \strokec3 :\cf10 \strokec10 .14\cf5 \strokec5 em\cf3 \strokec3 ;\cf6 \strokec6 text-transform\cf3 \strokec3 :\cf5 \strokec5 uppercase\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 201\cf3 \strokec3 ,\cf10 \strokec10 168\cf3 \strokec3 ,\cf10 \strokec10 76\cf3 \strokec3 ,\cf10 \strokec10 .1\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 201\cf3 \strokec3 ,\cf10 \strokec10 168\cf3 \strokec3 ,\cf10 \strokec10 76\cf3 \strokec3 ,\cf10 \strokec10 .25\cf3 \strokec3 );\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 3\cf5 \strokec5 px \cf10 \strokec10 12\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 20\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 12\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .section-title\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf11 \strokec11 clamp\cf3 \strokec3 (\cf10 \strokec10 1.5\cf5 \strokec5 rem\cf3 \strokec3 ,\cf10 \strokec10 3\cf5 \strokec5 vw\cf3 \strokec3 ,\cf10 \strokec10 2.2\cf5 \strokec5 rem\cf3 \strokec3 );\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 900\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.2\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 16\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .section-sub\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .95\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --muted\cf3 \strokec3 );\cf6 \strokec6 max-width\cf3 \strokec3 :\cf10 \strokec10 600\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.8\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .cards-grid\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 grid\cf3 \strokec3 ;\cf6 \strokec6 grid-template-columns\cf3 \strokec3 :\cf11 \strokec11 repeat\cf3 \strokec3 (\cf5 \strokec5 auto-fit\cf3 \strokec3 ,\cf11 \strokec11 minmax\cf3 \strokec3 (\cf10 \strokec10 260\cf5 \strokec5 px\cf3 \strokec3 ,\cf10 \strokec10 1\cf5 \strokec5 fr\cf3 \strokec3 ));\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 24\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-top\cf3 \strokec3 :\cf10 \strokec10 40\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .sit-card\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid #e8e8f0\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 12\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 28\cf5 \strokec5 px \cf10 \strokec10 24\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 all \cf10 \strokec10 .3\cf5 \strokec5 s\cf3 \strokec3 ;\cf6 \strokec6 position\cf3 \strokec3 :\cf5 \strokec5 relative\cf3 \strokec3 ;\cf6 \strokec6 overflow\cf3 \strokec3 :\cf5 \strokec5 hidden\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .sit-card::before\cf3 \strokec3 \{\cf6 \strokec6 content\cf3 \strokec3 :\cf8 \strokec8 ''\cf3 \strokec3 ;\cf6 \strokec6 position\cf3 \strokec3 :\cf5 \strokec5 absolute\cf3 \strokec3 ;\cf6 \strokec6 top\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 left\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 right\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 height\cf3 \strokec3 :\cf10 \strokec10 3\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 linear-gradient\cf3 \strokec3 (\cf10 \strokec10 90\cf5 \strokec5 deg\cf3 \strokec3 ,\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 ),\cf5 \strokec5 #e0b84a\cf3 \strokec3 );\cf6 \strokec6 opacity\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 opacity \cf10 \strokec10 .3\cf5 \strokec5 s\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .sit-card:hover\cf3 \strokec3 \{\cf6 \strokec6 box-shadow\cf3 \strokec3 :\cf10 \strokec10 0\cf5 \strokec5  \cf10 \strokec10 12\cf5 \strokec5 px \cf10 \strokec10 40\cf5 \strokec5 px \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 0\cf3 \strokec3 ,\cf10 \strokec10 0\cf3 \strokec3 ,\cf10 \strokec10 0\cf3 \strokec3 ,\cf10 \strokec10 .1\cf3 \strokec3 );\cf6 \strokec6 transform\cf3 \strokec3 :\cf11 \strokec11 translateY\cf3 \strokec3 (\cf10 \strokec10 -4\cf5 \strokec5 px\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .sit-card:hover::before\cf3 \strokec3 ,\cf6 \strokec6 .sit-card.featured::before\cf3 \strokec3 \{\cf6 \strokec6 opacity\cf3 \strokec3 :\cf10 \strokec10 1\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .sit-icon\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 2\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 14\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .sit-card h3\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 800\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .sit-card p\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .85\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --muted\cf3 \strokec3 );\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.6\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf4 \strokec4 /* Timeline */\cf5 \strokec5 \
  \cf6 \strokec6 .timeline\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 70\cf5 \strokec5 px \cf10 \strokec10 5\cf5 \strokec5 %\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .timeline .section-title\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .timeline .section-sub\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .55\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-grid\cf3 \strokec3 \{\cf6 \strokec6 max-width\cf3 \strokec3 :\cf10 \strokec10 700\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin\cf3 \strokec3 :\cf10 \strokec10 36\cf5 \strokec5 px auto \cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 flex-direction\cf3 \strokec3 :\cf5 \strokec5 column\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-item\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 20\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 position\cf3 \strokec3 :\cf5 \strokec5 relative\cf3 \strokec3 ;\cf6 \strokec6 padding-bottom\cf3 \strokec3 :\cf10 \strokec10 32\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-item:last-child\cf3 \strokec3 \{\cf6 \strokec6 padding-bottom\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-left\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 flex-direction\cf3 \strokec3 :\cf5 \strokec5 column\cf3 \strokec3 ;\cf6 \strokec6 align-items\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-dot\cf3 \strokec3 \{\cf6 \strokec6 width\cf3 \strokec3 :\cf10 \strokec10 36\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 height\cf3 \strokec3 :\cf10 \strokec10 36\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 50\cf5 \strokec5 %\cf3 \strokec3 ;\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 align-items\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 justify-content\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 900\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .82\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 flex-shrink\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-line\cf3 \strokec3 \{\cf6 \strokec6 width\cf3 \strokec3 :\cf10 \strokec10 2\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 flex\cf3 \strokec3 :\cf10 \strokec10 1\cf3 \strokec3 ;\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 201\cf3 \strokec3 ,\cf10 \strokec10 168\cf3 \strokec3 ,\cf10 \strokec10 76\cf3 \strokec3 ,\cf10 \strokec10 .2\cf3 \strokec3 );\cf6 \strokec6 margin-top\cf3 \strokec3 :\cf10 \strokec10 4\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-item:last-child .tl-line\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-content\cf3 \strokec3 \{\cf6 \strokec6 padding-top\cf3 \strokec3 :\cf10 \strokec10 6\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-content h3\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .95\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 4\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-content p\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .5\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .83\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.6\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-urgent\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 192\cf3 \strokec3 ,\cf10 \strokec10 57\cf3 \strokec3 ,\cf10 \strokec10 43\cf3 \strokec3 ,\cf10 \strokec10 .15\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 192\cf3 \strokec3 ,\cf10 \strokec10 57\cf3 \strokec3 ,\cf10 \strokec10 43\cf3 \strokec3 ,\cf10 \strokec10 .3\cf3 \strokec3 );\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 14\cf5 \strokec5 px \cf10 \strokec10 18\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-top\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .tl-urgent p\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf5 \strokec5 #e74c3c\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .82\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 600\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf4 \strokec4 /* Options */\cf5 \strokec5 \
  \cf6 \strokec6 .options-grid\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 grid\cf3 \strokec3 ;\cf6 \strokec6 grid-template-columns\cf3 \strokec3 :\cf11 \strokec11 repeat\cf3 \strokec3 (\cf5 \strokec5 auto-fit\cf3 \strokec3 ,\cf11 \strokec11 minmax\cf3 \strokec3 (\cf10 \strokec10 280\cf5 \strokec5 px\cf3 \strokec3 ,\cf10 \strokec10 1\cf5 \strokec5 fr\cf3 \strokec3 ));\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 24\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-top\cf3 \strokec3 :\cf10 \strokec10 40\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .opt-card\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid #e0e0ec\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 12\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 28\cf5 \strokec5 px \cf10 \strokec10 24\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .opt-card .num\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 2.5\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 900\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 201\cf3 \strokec3 ,\cf10 \strokec10 168\cf3 \strokec3 ,\cf10 \strokec10 76\cf3 \strokec3 ,\cf10 \strokec10 .2\cf3 \strokec3 );\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 10\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 font-family\cf3 \strokec3 :\cf5 \strokec5 Georgia\cf3 \strokec3 ,\cf5 \strokec5 serif\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .opt-card h3\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 800\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .opt-card p\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .85\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --muted\cf3 \strokec3 );\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.6\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf4 \strokec4 /* form */\cf5 \strokec5 \
  \cf6 \strokec6 .form-section\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 linear-gradient\cf3 \strokec3 (\cf10 \strokec10 135\cf5 \strokec5 deg\cf3 \strokec3 ,\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 ),\cf5 \strokec5 #2d2d4e\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .form-wrapper\cf3 \strokec3 \{\cf6 \strokec6 max-width\cf3 \strokec3 :\cf10 \strokec10 720\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin\cf3 \strokec3 :\cf10 \strokec10 0\cf5 \strokec5  auto\cf3 \strokec3 ;\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .05\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .1\cf3 \strokec3 );\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 16\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 40\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .form-wrapper h2\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 1.6\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 900\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .form-wrapper p\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .55\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .88\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 28\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .form-grid\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 grid\cf3 \strokec3 ;\cf6 \strokec6 grid-template-columns\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 fr \cf10 \strokec10 1\cf5 \strokec5 fr\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 16\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .form-group\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 flex-direction\cf3 \strokec3 :\cf5 \strokec5 column\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 6\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .form-group.full\cf3 \strokec3 \{\cf6 \strokec6 grid-column\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 /\cf10 \strokec10 -1\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 label\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .72\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700\cf3 \strokec3 ;\cf6 \strokec6 letter-spacing\cf3 \strokec3 :\cf10 \strokec10 .06\cf5 \strokec5 em\cf3 \strokec3 ;\cf6 \strokec6 text-transform\cf3 \strokec3 :\cf5 \strokec5 uppercase\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .45\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 input\cf3 \strokec3 ,\cf6 \strokec6 select\cf3 \strokec3 ,\cf6 \strokec6 textarea\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .06\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .12\cf3 \strokec3 );\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 font-family\cf3 \strokec3 :\cf5 \strokec5 inherit\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .9\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 11\cf5 \strokec5 px \cf10 \strokec10 14\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 outline\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 border-color \cf10 \strokec10 .2\cf5 \strokec5 s\cf3 \strokec3 ;\cf6 \strokec6 width\cf3 \strokec3 :\cf10 \strokec10 100\cf5 \strokec5 %\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 input::placeholder\cf3 \strokec3 ,\cf6 \strokec6 textarea::placeholder\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .25\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 input:focus\cf3 \strokec3 ,\cf6 \strokec6 select:focus\cf3 \strokec3 ,\cf6 \strokec6 textarea:focus\cf3 \strokec3 \{\cf6 \strokec6 border-color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 select option\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf5 \strokec5 #1a1a2e\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 textarea\cf3 \strokec3 \{\cf6 \strokec6 resize\cf3 \strokec3 :\cf5 \strokec5 vertical\cf3 \strokec3 ;\cf6 \strokec6 min-height\cf3 \strokec3 :\cf10 \strokec10 90\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .form-disclaimer\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .72\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .3\cf3 \strokec3 );\cf6 \strokec6 margin-top\cf3 \strokec3 :\cf10 \strokec10 12\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 text-align\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf4 \strokec4 /* FAQ */\cf5 \strokec5 \
  \cf6 \strokec6 .faq-list\cf3 \strokec3 \{\cf6 \strokec6 max-width\cf3 \strokec3 :\cf10 \strokec10 760\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin\cf3 \strokec3 :\cf10 \strokec10 36\cf5 \strokec5 px auto \cf10 \strokec10 0\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .faq-item\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 border\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid #e0e0ec\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 10\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 12\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 overflow\cf3 \strokec3 :\cf5 \strokec5 hidden\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .faq-q\cf3 \strokec3 \{\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 18\cf5 \strokec5 px \cf10 \strokec10 22\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .92\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 cursor\cf3 \strokec3 :\cf5 \strokec5 pointer\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 justify-content\cf3 \strokec3 :\cf5 \strokec5 space-between\cf3 \strokec3 ;\cf6 \strokec6 align-items\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 user-select\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .faq-q:hover\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .faq-a\cf3 \strokec3 \{\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 0\cf5 \strokec5  \cf10 \strokec10 22\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 max-height\cf3 \strokec3 :\cf10 \strokec10 0\cf3 \strokec3 ;\cf6 \strokec6 overflow\cf3 \strokec3 :\cf5 \strokec5 hidden\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 max-height \cf10 \strokec10 .3\cf5 \strokec5 s\cf3 \strokec3 ,\cf5 \strokec5 padding \cf10 \strokec10 .3\cf5 \strokec5 s\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .87\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --muted\cf3 \strokec3 );\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.8\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .faq-item.open .faq-a\cf3 \strokec3 \{\cf6 \strokec6 max-height\cf3 \strokec3 :\cf10 \strokec10 220\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 4\cf5 \strokec5 px \cf10 \strokec10 22\cf5 \strokec5 px \cf10 \strokec10 18\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .faq-arrow\cf3 \strokec3 \{\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 transform \cf10 \strokec10 .3\cf5 \strokec5 s\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .faq-item.open .faq-arrow\cf3 \strokec3 \{\cf6 \strokec6 transform\cf3 \strokec3 :\cf11 \strokec11 rotate\cf3 \strokec3 (\cf10 \strokec10 180\cf5 \strokec5 deg\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .testi-grid\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 grid\cf3 \strokec3 ;\cf6 \strokec6 grid-template-columns\cf3 \strokec3 :\cf11 \strokec11 repeat\cf3 \strokec3 (\cf5 \strokec5 auto-fit\cf3 \strokec3 ,\cf11 \strokec11 minmax\cf3 \strokec3 (\cf10 \strokec10 280\cf5 \strokec5 px\cf3 \strokec3 ,\cf10 \strokec10 1\cf5 \strokec5 fr\cf3 \strokec3 ));\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 24\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-top\cf3 \strokec3 :\cf10 \strokec10 36\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .testi\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --light-bg\cf3 \strokec3 );\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 12\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 28\cf5 \strokec5 px \cf10 \strokec10 24\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border-left\cf3 \strokec3 :\cf10 \strokec10 4\cf5 \strokec5 px solid \cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .testi p\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .88\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --text\cf3 \strokec3 );\cf6 \strokec6 line-height\cf3 \strokec3 :\cf10 \strokec10 1.8\cf3 \strokec3 ;\cf6 \strokec6 font-style\cf3 \strokec3 :\cf5 \strokec5 italic\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 16\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .testi-author\cf3 \strokec3 \{\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 800\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .82\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .testi-location\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .75\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --muted\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .cta-banner\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 linear-gradient\cf3 \strokec3 (\cf10 \strokec10 135\cf5 \strokec5 deg\cf3 \strokec3 ,\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 ),\cf5 \strokec5 #a0782a\cf3 \strokec3 );\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 60\cf5 \strokec5 px \cf10 \strokec10 5\cf5 \strokec5 %\cf3 \strokec3 ;\cf6 \strokec6 text-align\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .cta-banner h2\cf3 \strokec3 \{\cf6 \strokec6 font-size\cf3 \strokec3 :\cf11 \strokec11 clamp\cf3 \strokec3 (\cf10 \strokec10 1.5\cf5 \strokec5 rem\cf3 \strokec3 ,\cf10 \strokec10 3\cf5 \strokec5 vw\cf3 \strokec3 ,\cf10 \strokec10 2.2\cf5 \strokec5 rem\cf3 \strokec3 );\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 900\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 14\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .cta-banner p\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 26\cf3 \strokec3 ,\cf10 \strokec10 26\cf3 \strokec3 ,\cf10 \strokec10 46\cf3 \strokec3 ,\cf10 \strokec10 .7\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .95\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 28\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .btn-dark\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --white\cf3 \strokec3 );\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .95\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 14\cf5 \strokec5 px \cf10 \strokec10 32\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border-radius\cf3 \strokec3 :\cf10 \strokec10 8\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 border\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 ;\cf6 \strokec6 cursor\cf3 \strokec3 :\cf5 \strokec5 pointer\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 all \cf10 \strokec10 .3\cf5 \strokec5 s\cf3 \strokec3 ;\cf6 \strokec6 text-decoration\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 ;\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 inline-block\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .btn-dark:hover\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf5 \strokec5 #2d2d4e\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 footer\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --dark\cf3 \strokec3 );\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 40\cf5 \strokec5 px \cf10 \strokec10 5\cf5 \strokec5 % \cf10 \strokec10 24\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .5\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .8\cf5 \strokec5 rem\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .footer-inner\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 flex\cf3 \strokec3 ;\cf6 \strokec6 justify-content\cf3 \strokec3 :\cf5 \strokec5 space-between\cf3 \strokec3 ;\cf6 \strokec6 flex-wrap\cf3 \strokec3 :\cf5 \strokec5 wrap\cf3 \strokec3 ;\cf6 \strokec6 gap\cf3 \strokec3 :\cf10 \strokec10 28\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 28\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .footer-logo\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 1.2\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 900\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .footer-logo span\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 block\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .55\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .35\cf3 \strokec3 );\cf6 \strokec6 letter-spacing\cf3 \strokec3 :\cf10 \strokec10 .18\cf5 \strokec5 em\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 400\cf3 \strokec3 ;\cf6 \strokec6 margin-top\cf3 \strokec3 :\cf10 \strokec10 2\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .footer-col h4\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .8\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .78\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 font-weight\cf3 \strokec3 :\cf10 \strokec10 700\cf3 \strokec3 ;\cf6 \strokec6 letter-spacing\cf3 \strokec3 :\cf10 \strokec10 .1\cf5 \strokec5 em\cf3 \strokec3 ;\cf6 \strokec6 text-transform\cf3 \strokec3 :\cf5 \strokec5 uppercase\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 10\cf5 \strokec5 px\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .footer-col a\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 block\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .45\cf3 \strokec3 );\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .78\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 margin-bottom\cf3 \strokec3 :\cf10 \strokec10 6\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 transition\cf3 \strokec3 :\cf5 \strokec5 color \cf10 \strokec10 .2\cf5 \strokec5 s\cf3 \strokec3 \}\cf5 \strokec5 \
  \cf6 \strokec6 .footer-col a:hover\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .footer-bottom\cf3 \strokec3 \{\cf6 \strokec6 border-top\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 px solid \cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .07\cf3 \strokec3 );\cf6 \strokec6 padding-top\cf3 \strokec3 :\cf10 \strokec10 18\cf5 \strokec5 px\cf3 \strokec3 ;\cf6 \strokec6 text-align\cf3 \strokec3 :\cf5 \strokec5 center\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .72\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 rgba\cf3 \strokec3 (\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 255\cf3 \strokec3 ,\cf10 \strokec10 .3\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .breadcrumb\cf3 \strokec3 \{\cf6 \strokec6 background\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --light-bg\cf3 \strokec3 );\cf6 \strokec6 padding\cf3 \strokec3 :\cf10 \strokec10 10\cf5 \strokec5 px \cf10 \strokec10 5\cf5 \strokec5 %\cf3 \strokec3 ;\cf6 \strokec6 font-size\cf3 \strokec3 :\cf10 \strokec10 .78\cf5 \strokec5 rem\cf3 \strokec3 ;\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --muted\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf6 \strokec6 .breadcrumb a\cf3 \strokec3 \{\cf6 \strokec6 color\cf3 \strokec3 :\cf11 \strokec11 var\cf3 \strokec3 (\cf9 \strokec9 --gold\cf3 \strokec3 )\}\cf5 \strokec5 \
  \cf12 \strokec12 @media\cf3 \strokec3 (\cf6 \strokec6 max-width\cf3 \strokec3 :\cf10 \strokec10 768\cf12 \strokec12 px\cf3 \strokec3 )\{\cf6 \strokec6 .nav-links\cf3 \strokec3 \{\cf6 \strokec6 display\cf3 \strokec3 :\cf5 \strokec5 none\cf3 \strokec3 \}\cf6 \strokec6 .form-grid\cf3 \strokec3 \{\cf6 \strokec6 grid-template-columns\cf3 \strokec3 :\cf10 \strokec10 1\cf5 \strokec5 fr\cf3 \strokec3 \}\}\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 style\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 head\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 body\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 urgency-bar\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9888 \u65039  Every missed payment brings foreclosure closer. \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 ">\cf5 \strokec5 Get free help within 24 hours \uc0\u8594 \cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 nav\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-logo\cf3 \strokec3 ">\cf5 \strokec5 HOAPNET \cf3 \strokec3 <\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 HOMEOWNER ASSISTANCE PROGRAM\cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 ></\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-links\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 ">\cf5 \strokec5 Home\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 keep_your_home.php\cf3 \strokec3 ">\cf5 \strokec5 Keep Your Home\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 sellyourhome.php\cf3 \strokec3 ">\cf5 \strokec5 Sell Your Home\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 faq.php\cf3 \strokec3 ">\cf5 \strokec5 FAQ\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 blog.php\cf3 \strokec3 ">\cf5 \strokec5 Blog\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 about.php\cf3 \strokec3 ">\cf5 \strokec5 About Us\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 nav-cta\cf3 \strokec3 ">\cf5 \strokec5 Free Consultation\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 nav\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 breadcrumb\cf3 \strokec3 "><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 index.php\cf3 \strokec3 ">\cf5 \strokec5 Home\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5  \'9b \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 #\cf3 \strokec3 ">\cf5 \strokec5 Life Situations\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5  \'9b Job Loss \cf10 \strokec10 &amp;\cf5 \strokec5  Foreclosure Help\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\
\cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 hero\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 hero-content\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 hero-badge\cf3 \strokec3 ">\cf5 \strokec5 Job Loss \cf10 \strokec10 &amp;\cf5 \strokec5  Financial Hardship\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 h1\cf3 \strokec3 >\cf5 \strokec5 Lost Your Job and\cf3 \strokec3 <\cf6 \strokec6 br\cf3 \strokec3 >\cf5 \strokec5 Can't Pay the \cf3 \strokec3 <\cf6 \strokec6 em\cf3 \strokec3 >\cf5 \strokec5 Mortgage\cf3 \strokec3 </\cf6 \strokec6 em\cf3 \strokec3 >\cf5 \strokec5 ?\cf3 \strokec3 <\cf6 \strokec6 br\cf3 \strokec3 >\cf5 \strokec5 Here's What to Do.\cf3 \strokec3 </\cf6 \strokec6 h1\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 A job loss can happen to anyone. But it doesn't have to cost you your home. HOAPnet's certified specialists help you understand every option \'97 loan modification, forbearance, or a fast cash sale \'97 completely free.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 hero-btns\cf3 \strokec3 ">\cf5 \strokec5 \
      \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-gold\cf3 \strokec3 ">\cf5 \strokec5 Get Free Consultation\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5 \
      \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 tel:15163369293\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-outline\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56542  (516) 336-9293\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 section\cf3 \strokec3 >\cf5 \strokec5 \
\
\cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-strip\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9989 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5  $0 Out-of-Pocket\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9889 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5  24-Hour Response\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56594 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5  100% Confidential\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9878 \u65039 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5  Legal Help Included\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 trust-item\cf3 \strokec3 "><\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55356 \u57312 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5  1,000+ Helped\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\
\pard\pardeftab720\partightenfactor0
\cf4 \strokec4 <!-- SITUATION CARDS -->\cf5 \strokec5 \
\pard\pardeftab720\partightenfactor0
\cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:var(--light-bg);padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 Your Situation\cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 We Help Homeowners Facing These Exact Situations\cf3 \strokec3 </\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-sub\cf3 \strokec3 ">\cf5 \strokec5 You are not alone. These are the most common scenarios we handle every day:\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 cards-grid\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56523 \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Recently Laid Off or Fired\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Sudden job loss with no warning. You were current on payments \'97 now you're not sure how long your savings will last.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55356 \u57325 \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Company Downsizing / Plant Closure\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Your entire department or facility shut down. Finding new work in your field takes time you may not have.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56521 \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Self-Employed \'97 Business Slowed Down\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Seasonal slowdowns, lost clients, or economic downturns hit self-employed homeowners especially hard.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9200 \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Reduced Hours / Part-Time Only\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Still working but income has dropped significantly. Not enough to cover the full mortgage payment anymore.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56504 \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Burned Through Savings\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 You tried to hold on, but the savings are nearly gone and foreclosure is now on the horizon.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 sit-icon\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56556 \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Received a Notice of Default\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 The lender has started the process. This feels terrifying \'97 but there is still time to act and we can help right now.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 section\cf3 \strokec3 >\cf5 \strokec5 \
\
\pard\pardeftab720\partightenfactor0
\cf4 \strokec4 <!-- FORECLOSURE TIMELINE -->\cf5 \strokec5 \
\pard\pardeftab720\partightenfactor0
\cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 timeline\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:640px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:rgba(201,168,76,.12);border-color:rgba(201,168,76,.3)\cf3 \strokec3 ">\cf5 \strokec5 Act Now \'97 Time Matters\cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 The Foreclosure Timeline After Job Loss\cf3 \strokec3 </\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-sub\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 color:rgba(255,255,255,.55)\cf3 \strokec3 ">\cf5 \strokec5 Understanding how quickly things move helps you act before it's too late.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-grid\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-left\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-dot\cf3 \strokec3 ">\cf5 \strokec5 1\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-line\cf3 \strokec3 "></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-content\cf3 \strokec3 "><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Day 1 \'97 Missed First Payment\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Lender charges a late fee (usually 10\'9615 days grace period). Your account is now delinquent.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-left\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-dot\cf3 \strokec3 ">\cf5 \strokec5 30\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-line\cf3 \strokec3 "></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-content\cf3 \strokec3 "><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 30 Days \'97 Credit Report Hit\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 First missed payment reported to credit bureaus. Credit score begins to drop.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-left\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-dot\cf3 \strokec3 ">\cf5 \strokec5 90\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-line\cf3 \strokec3 "></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-content\cf3 \strokec3 "><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 90 Days \'97 Notice of Default\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Lender sends formal Notice of Default. \cf3 \strokec3 <\cf6 \strokec6 strong\cf3 \strokec3 >\cf5 \strokec5 This is when most homeowners first call us.\cf3 \strokec3 </\cf6 \strokec6 strong\cf3 \strokec3 >\cf5 \strokec5  You still have options \'97 but act NOW.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-urgent\cf3 \strokec3 "><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 \uc0\u9888 \u65039  If you've received a Notice of Default, call (516) 336-9293 immediately.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-left\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-dot\cf3 \strokec3 ">\cf5 \strokec5 120\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-line\cf3 \strokec3 "></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-content\cf3 \strokec3 "><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 120\'96180 Days \'97 Foreclosure Filed\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Lender files foreclosure with the court. Process varies by state \'97 some states move faster than others.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-left\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-dot\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9889 \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-line\cf3 \strokec3 "></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 tl-content\cf3 \strokec3 "><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Auction Date Set \'97 Act Immediately\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If a foreclosure sale date is set, you may have very little time. A quick cash sale or emergency loan modification can still stop it \'97 but only if you act today.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 section\cf3 \strokec3 >\cf5 \strokec5 \
\
\pard\pardeftab720\partightenfactor0
\cf4 \strokec4 <!-- OPTIONS -->\cf5 \strokec5 \
\pard\pardeftab720\partightenfactor0
\cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:var(--white);padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 Your Options\cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 Options Available to You Right Now\cf3 \strokec3 </\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-sub\cf3 \strokec3 ">\cf5 \strokec5 HOAPnet presents every available option \'97 we never pressure you toward any one path.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 options-grid\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 01\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Mortgage Forbearance\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Your lender may pause or reduce payments for 3\'9612 months while you find new employment. Missed payments are added to the back of the loan.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 02\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Loan Modification\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Permanently restructure your loan terms \'97 lower interest rate, extended term, or reduced payment \'97 to a level your new income can support.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 03\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Refinancing\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If you still have equity and can qualify, refinancing to a lower payment can provide immediate relief while you rebuild your income.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 04\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Quick Cash Sale\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Sell as-is in 7\'9621 days. No repairs, no agent commissions, no open houses. Stop foreclosure immediately and walk away with whatever equity remains.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 05\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Short Sale\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 If you owe more than the home is worth, a short sale lets you sell with lender approval \'97 far better for your credit than foreclosure.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 opt-card\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 num\cf3 \strokec3 ">\cf5 \strokec5 06\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 h3\cf3 \strokec3 >\cf5 \strokec5 Government Assistance Programs\cf3 \strokec3 </\cf6 \strokec6 h3\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 We connect you with HUD-approved counselors and state/federal homeowner assistance programs you may not know exist.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 section\cf3 \strokec3 >\cf5 \strokec5 \
\
\pard\pardeftab720\partightenfactor0
\cf4 \strokec4 <!-- FORM -->\cf5 \strokec5 \
\pard\pardeftab720\partightenfactor0
\cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-section\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 padding:70px 5%\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 id\cf3 \strokec3 ="\cf8 \strokec8 get-help\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-wrapper\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 Talk to a Specialist \'97 Free, Today\cf3 \strokec3 </\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 A Specialist Consultant will call you within 24 hours. Completely free, no obligation, no pressure.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 form \cf7 \strokec7 action\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 method\cf3 \strokec3 ="\cf8 \strokec8 POST\cf3 \strokec3 ">\cf5 \strokec5 \
      \cf3 \strokec3 <\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 hidden\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 source\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 value\cf3 \strokec3 ="\cf8 \strokec8 job-loss-foreclosure-help\cf3 \strokec3 ">\cf5 \strokec5 \
      \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-grid\cf3 \strokec3 ">\cf5 \strokec5 \
        \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 First Name *\cf3 \strokec3 </\cf6 \strokec6 label\cf3 \strokec3 ><\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 text\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 first_name\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 John\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 required\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Last Name *\cf3 \strokec3 </\cf6 \strokec6 label\cf3 \strokec3 ><\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 text\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 last_name\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 Smith\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 required\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Email *\cf3 \strokec3 </\cf6 \strokec6 label\cf3 \strokec3 ><\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 email\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 email\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 john@example.com\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 required\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Phone *\cf3 \strokec3 </\cf6 \strokec6 label\cf3 \strokec3 ><\cf6 \strokec6 input \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 tel\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 phone\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 (555) 000-0000\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 required\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Your Goal\cf3 \strokec3 </\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 \
          \cf3 \strokec3 <\cf6 \strokec6 select \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 goal\cf3 \strokec3 "><\cf6 \strokec6 option \cf7 \strokec7 value\cf3 \strokec3 ="">\cf5 \strokec5 Select...\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ><\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Keep My Home\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ><\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Sell My Home Fast\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ><\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Need Guidance\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ></\cf6 \strokec6 select\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 How Urgent?\cf3 \strokec3 </\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 \
          \cf3 \strokec3 <\cf6 \strokec6 select \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 urgency\cf3 \strokec3 "><\cf6 \strokec6 option \cf7 \strokec7 value\cf3 \strokec3 ="">\cf5 \strokec5 Select...\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ><\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Foreclosure sale date set\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ><\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Notice of Default received\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ><\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 2\'963 payments behind\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ><\cf6 \strokec6 option\cf3 \strokec3 >\cf5 \strokec5 Planning ahead\cf3 \strokec3 </\cf6 \strokec6 option\cf3 \strokec3 ></\cf6 \strokec6 select\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-group full\cf3 \strokec3 "><\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 Tell Us About Your Situation\cf3 \strokec3 </\cf6 \strokec6 label\cf3 \strokec3 >\cf5 \strokec5 \
          \cf3 \strokec3 <\cf6 \strokec6 textarea \cf7 \strokec7 name\cf3 \strokec3 ="\cf8 \strokec8 message\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 placeholder\cf3 \strokec3 ="\cf8 \strokec8 How long ago did you lose your job? How many payments are you behind?\cf3 \strokec3 "></\cf6 \strokec6 textarea\cf3 \strokec3 >\cf5 \strokec5 \
        \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
      \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
      \cf3 \strokec3 <\cf6 \strokec6 button \cf7 \strokec7 type\cf3 \strokec3 ="\cf8 \strokec8 submit\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-gold\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 width:100%;margin-top:8px;font-size:1rem;padding:16px\cf3 \strokec3 ">\cf5 \strokec5 Get My Free Consultation \uc0\u8594 \cf3 \strokec3 </\cf6 \strokec6 button\cf3 \strokec3 >\cf5 \strokec5 \
      \cf3 \strokec3 <\cf6 \strokec6 p \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 form-disclaimer\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56594  Completely confidential. No spam. No obligation.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 </\cf6 \strokec6 form\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 section\cf3 \strokec3 >\cf5 \strokec5 \
\
\pard\pardeftab720\partightenfactor0
\cf4 \strokec4 <!-- FAQ -->\cf5 \strokec5 \
\pard\pardeftab720\partightenfactor0
\cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:var(--light-bg);padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 FAQ\cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 Job Loss \cf10 \strokec10 &amp;\cf5 \strokec5  Mortgage Questions Answered\cf3 \strokec3 </\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-list\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item open\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 I lost my job and can't pay my mortgage. What should I do first? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Act immediately \'97 don't wait. Contact your mortgage servicer to ask about forbearance options. Then call HOAPnet for a free consultation to review ALL your options, including loan modification, refinancing, and quick sale programs to stop foreclosure.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 How many mortgage payments can I miss before foreclosure? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Most lenders begin the foreclosure process after 3\'964 missed payments (90+ days), though the exact timeline varies by state and lender. Don't wait to see how many you can miss \'97 every payment missed makes the situation harder to resolve.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 What is mortgage forbearance and does it help job loss situations? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Forbearance temporarily pauses or reduces your mortgage payments while you recover financially. It does NOT erase what you owe \'97 missed payments must be repaid later. It can buy critical time while you find new employment. HOAPnet can help you request forbearance at no cost to you.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 Can I get a loan modification if I'm currently unemployed? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 It's possible but more challenging without current income. However, some programs allow modification based on expected future income. Our specialists know which programs are available and how to qualify you.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-item\cf3 \strokec3 "><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-q\cf3 \strokec3 ">\cf5 \strokec5 Is it better to sell my house or let it go to foreclosure? \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-arrow\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u9660 \cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 faq-a\cf3 \strokec3 ">\cf5 \strokec5 Selling \'97 whether traditionally, as-is, or via short sale \'97 is almost always better than foreclosure. Foreclosure can damage your credit for 7 years and may come with a deficiency judgment. A voluntary sale protects your credit, your dignity, and often gives you money to start fresh.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 section\cf3 \strokec3 >\cf5 \strokec5 \
\
\pard\pardeftab720\partightenfactor0
\cf4 \strokec4 <!-- TESTIMONIALS -->\cf5 \strokec5 \
\pard\pardeftab720\partightenfactor0
\cf3 \strokec3 <\cf6 \strokec6 section \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 background:var(--white);padding:70px 5%\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 text-align:center;max-width:680px;margin:0 auto\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 span \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-tag\cf3 \strokec3 ">\cf5 \strokec5 Real Stories\cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 h2 \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 section-title\cf3 \strokec3 ">\cf5 \strokec5 Homeowners Who Found a Way Through\cf3 \strokec3 </\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi-grid\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi\cf3 \strokec3 "><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 "I was laid off in January and by March I was two payments behind. HOAPnet got me into a forbearance plan within a week and I never missed another payment. I still have my house."\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi-author\cf3 \strokec3 ">\cf5 \strokec5 Robert K.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi-location\cf3 \strokec3 ">\cf5 \strokec5 Wake County, NC\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi\cf3 \strokec3 "><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 "My business collapsed during the pandemic. I had to sell but I didn't want repairs or showings. HOAPnet arranged a cash sale in 11 days. I walked away with $40K and my credit intact."\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi-author\cf3 \strokec3 ">\cf5 \strokec5 Angela M.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi-location\cf3 \strokec3 ">\cf5 \strokec5 Durham County, NC\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi\cf3 \strokec3 "><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 "I waited too long and got a notice of default. I thought it was over. HOAPnet stopped the foreclosure with a loan modification literally days before the deadline."\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi-author\cf3 \strokec3 ">\cf5 \strokec5 David P.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 testi-location\cf3 \strokec3 ">\cf5 \strokec5 Suffolk County, NY\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 section\cf3 \strokec3 >\cf5 \strokec5 \
\
\cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 cta-banner\cf3 \strokec3 ">\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 A Job Loss Doesn't Have to Mean Losing Your Home\cf3 \strokec3 </\cf6 \strokec6 h2\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 Our Specialist Consultants will show you every option available \'97 at no cost to you.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-dark\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 margin-right:14px\cf3 \strokec3 ">\cf5 \strokec5 Get Free Consultation\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 tel:15163369293\cf3 \strokec3 "\cf6 \strokec6  \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 btn-dark\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56542  (516) 336-9293\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\
\cf3 \strokec3 <\cf6 \strokec6 footer\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-inner\cf3 \strokec3 ">\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-logo\cf3 \strokec3 ">\cf5 \strokec5 HOAPNET \cf3 \strokec3 <\cf6 \strokec6 span\cf3 \strokec3 >\cf5 \strokec5 HOMEOWNER ASSISTANCE PROGRAM\cf3 \strokec3 </\cf6 \strokec6 span\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 ><\cf6 \strokec6 p \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 margin-top:10px;max-width:260px\cf3 \strokec3 ">\cf5 \strokec5 Helping homeowners navigate life-changing events since 2009.\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ><\cf6 \strokec6 p \cf7 \strokec7 style\cf3 \strokec3 ="\cf8 \strokec8 margin-top:8px\cf3 \strokec3 ">\cf5 \strokec5 \uc0\u55357 \u56542  (516) 336-9293\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ><\cf6 \strokec6 p\cf3 \strokec3 >\cf5 \strokec5 info@hoapnet.com\cf3 \strokec3 </\cf6 \strokec6 p\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-col\cf3 \strokec3 "><\cf6 \strokec6 h4\cf3 \strokec3 >\cf5 \strokec5 Programs\cf3 \strokec3 </\cf6 \strokec6 h4\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 keep_your_home.php\cf3 \strokec3 ">\cf5 \strokec5 Keep Your Home\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 sellyourhome.php\cf3 \strokec3 ">\cf5 \strokec5 Sell Your Home\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 contact_us.php\cf3 \strokec3 ">\cf5 \strokec5 Free Consultation\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-col\cf3 \strokec3 "><\cf6 \strokec6 h4\cf3 \strokec3 >\cf5 \strokec5 Life Situations\cf3 \strokec3 </\cf6 \strokec6 h4\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 divorce-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Divorce\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 job-loss-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Job Loss\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 medical-illness-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Medical Hardship\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 reverse-mortgage-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Reverse Mortgage\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 landlord-rental-foreclosure-help.php\cf3 \strokec3 ">\cf5 \strokec5 Landlord / Investor\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
    \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-col\cf3 \strokec3 "><\cf6 \strokec6 h4\cf3 \strokec3 >\cf5 \strokec5 Resources\cf3 \strokec3 </\cf6 \strokec6 h4\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 faq.php\cf3 \strokec3 ">\cf5 \strokec5 FAQ\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 blog.php\cf3 \strokec3 ">\cf5 \strokec5 Blog\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 about.php\cf3 \strokec3 ">\cf5 \strokec5 About Us\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ><\cf6 \strokec6 a \cf7 \strokec7 href\cf3 \strokec3 ="\cf8 \strokec8 county.php\cf3 \strokec3 ">\cf5 \strokec5 County Pages\cf3 \strokec3 </\cf6 \strokec6 a\cf3 \strokec3 ></\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
  \cf3 \strokec3 <\cf6 \strokec6 div \cf7 \strokec7 class\cf3 \strokec3 ="\cf8 \strokec8 footer-bottom\cf3 \strokec3 ">\cf5 \strokec5 \'a9 2026 HOAPNET. All rights reserved. | Not legal advice.\cf3 \strokec3 </\cf6 \strokec6 div\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 footer\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 <\cf6 \strokec6 script\cf3 \strokec3 >\cf9 \strokec9 document\cf3 \strokec3 .\cf11 \strokec11 querySelectorAll\cf3 \strokec3 (\cf8 \strokec8 '.faq-q'\cf3 \strokec3 ).\cf11 \strokec11 forEach\cf3 \strokec3 (\cf13 \strokec13 q\cf5 \strokec5 =>\cf3 \strokec3 \{\cf5 \strokec5 q\cf3 \strokec3 .\cf11 \strokec11 addEventListener\cf3 \strokec3 (\cf8 \strokec8 'click'\cf3 \strokec3 ,()\cf5 \strokec5 =>\cf3 \strokec3 \{\cf12 \strokec12 const\cf5 \strokec5  i=q\cf3 \strokec3 .\cf5 \strokec5 parentElement\cf3 \strokec3 ,\cf5 \strokec5 w=i\cf3 \strokec3 .\cf5 \strokec5 classList\cf3 \strokec3 .\cf11 \strokec11 contains\cf3 \strokec3 (\cf8 \strokec8 'open'\cf3 \strokec3 );\cf9 \strokec9 document\cf3 \strokec3 .\cf11 \strokec11 querySelectorAll\cf3 \strokec3 (\cf8 \strokec8 '.faq-item'\cf3 \strokec3 ).\cf11 \strokec11 forEach\cf3 \strokec3 (\cf13 \strokec13 x\cf5 \strokec5 =>x\cf3 \strokec3 .\cf5 \strokec5 classList\cf3 \strokec3 .\cf11 \strokec11 remove\cf3 \strokec3 (\cf8 \strokec8 'open'\cf3 \strokec3 ));\cf12 \strokec12 if\cf3 \strokec3 (\cf5 \strokec5 !w\cf3 \strokec3 )\cf5 \strokec5 i\cf3 \strokec3 .\cf5 \strokec5 classList\cf3 \strokec3 .\cf11 \strokec11 add\cf3 \strokec3 (\cf8 \strokec8 'open'\cf3 \strokec3 );\});\});</\cf6 \strokec6 script\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 body\cf3 \strokec3 >\cf5 \strokec5 \
\cf3 \strokec3 </\cf6 \strokec6 html\cf3 \strokec3 >\cf5 \strokec5 \
}