Queens County is one of New York City's most diverse homeownership communities — and one of the boroughs most impacted by foreclosure. HOAPnet's free HOAP program helps homeowners in Jamaica, Far Rockaway, South Jamaica, Springfield Gardens, Hollis, St. Albans, Flushing, and all of Queens stop foreclosure — at zero out-of-pocket cost.
Queens ranks among the highest NYC boroughs for annual residential foreclosure filings
Jamaica 11434
Highest-Risk Zip Code
Zip code 11434 (Jamaica) consistently ranks among NY's top foreclosure zip codes
18–36 mo
Typical Timeline
NY judicial process gives Queens homeowners significantly more time than most states
Free
HOAPnet HOAP Program
100% free foreclosure prevention for qualified Queens County homeowners
How Foreclosure Works in Queens County
Queens County foreclosures go through the New York State Supreme Court at 88-11 Sutphin Blvd, Jamaica, Queens. As a New York judicial foreclosure county, all cases require a 90-day pre-foreclosure notice and mandatory settlement conferences once a case begins. Queens homeowners facing foreclosure have among the strongest legal protections in the country — but only when they have proper guidance.
HOAPnet's free Homeowner Assistance Program (HOAP) serves homeowners throughout Queens County. Every HOAP Homeowner Counselor is a licensed real estate professional — and every service is provided at zero out-of-pocket cost to qualified homeowners.
Where We Serve in Queens County
Communities served in Queens County:📍 Jamaica📍 Far Rockaway📍 South Jamaica📍 Springfield Gardens📍 Hollis📍 St. Albans📍 Flushing📍 Laurelton
Your Options — All Free Through HOAP
01
Loan Modification
We negotiate with your servicer to permanently lower your rate, extend your term, or defer missed payments — making your monthly payment affordable again.
02
Forbearance & Repayment Plan
Temporarily pause or reduce your payments while you recover from hardship, followed by a structured repayment plan so you can catch up without losing your home.
03
Short Sale
Owe more than the home is worth? Sell with lender approval and have the remaining balance forgiven — far less credit damage than a completed foreclosure.
04
Quick Cash As-Is Sale
Sell in 7–21 days to a vetted cash buyer with no repairs, no listing, and no commissions. Stop foreclosure fast and walk away with cash in hand.
05
Legal Referral
Access licensed foreclosure defense attorneys at no out-of-pocket cost through HOAP. Legal representation at settlement conferences buys critical time.
06
Deed-in-Lieu
Voluntarily transfer the property to the lender for a full release of the mortgage debt and avoid a public foreclosure auction on your record.
After my husband lost his job, we were three months behind and terrified. HOAPnet assigned us a Counselor who negotiated a loan modification in 60 days. We kept our home and our payment dropped significantly. I can't believe it was completely free.
★★★★★
M.R.
Jamaica, Queens
How HOAPnet Helps — 4 Simple Steps
1
Free Consultation
Call (516) 336-9293 or fill out the form below. Tell us your situation — everything is 100% confidential.
2
Meet Your HOAP Counselor
A licensed real estate professional is assigned to your case at no cost and reviews all your options with you.
3
Your Custom Action Plan
Your Counselor builds a tailored strategy based on your goals, your lender, and your timeline — keep or sell, we have a plan.
4
We Execute Together
Your Counselor handles lender negotiations, paperwork, and all coordination on your behalf until the goal is achieved.
Get Your Free Queens County Consultation
A HOAP Homeowner Counselor will contact you the same day. No cost. No obligation. Completely confidential.
Queens County cases go through NY Supreme Court at 88-11 Sutphin Blvd, Jamaica, Queens. Mandatory settlement conferences are required — giving homeowners real leverage to negotiate a resolution.
All of Queens — Jamaica, Far Rockaway, South Jamaica, Springfield Gardens, Hollis, St. Albans, Flushing, Laurelton, Rosedale, Richmond Hill, Ozone Park, Howard Beach, Woodside, Jackson Heights, Elmhurst, Corona, and all surrounding neighborhoods.
Yes. HOAPnet's HOAP program is completely free to qualified Queens homeowners. Loan modification, short sales, cash sales, and legal referrals at no cost.
Contact HOAPnet immediately. Even after a court summons, the mandatory settlement conference process provides significant time and leverage. HOAPnet connects you with free legal representation.
Free foreclosure help is available now in Queens County.
HOAPnet's HOAP Counselors provide free, same-day foreclosure prevention for qualified homeowners throughout Queens County. No cost. No obligation. Licensed professionals.