Facing financial hardship? You have options. Whether your goal is to keep your home or sell it, our expert consultants provide personalized guidance—completely free for qualified NY homeowners.
Expert homeowner guidance with zero out-of-pocket fees.
Work with trained and approved homeowner consultants.
Explore legal and financial options to protect your home.
Your information is protected and handled privately.
Take the first step toward financial relief today
Quick and confidential consultation.
Certified specialists analyze your options.
Keep or sell your home with confidence.
There is no cost and no obligation.
Get Free HelpHOAPnet is a dedicated resource and assistance platform designed to help homeowners navigate the challenges of life-changing events. Our network of Specialist Consultants provides personalized guidance and access to exclusive programs.
Through our comprehensive Homeowner Assistance Program (HOAP), we offer access to a wide range of options and resources, including legal assistance—all without any out-of-pocket costs.
We understand that each homeowner's situation is unique, requiring a tailored approach to stop foreclosure, whether the goal is to keep the property or sell it. We are here to support you in making the best decision based on your individual circumstances.
HOAP is available at no cost to qualified homeowners located in the 5 boroughs of New York and Long Island. Through HOAP, you'll receive a Specialist Consultant free of charge to help identify and take advantage of all available options.
Best-selling author Bob Proctor once said, "Tell me what you want, and I'll show you how to get it." This perfectly captures the role of a dedicated and experienced Consultant.
Whether you want to keep your home, sell it, or are still unsure of your next steps, our job is to provide you with access to exclusive options and resources—including legal assistance—all at no out-of-pocket cost through our HOAP program.
Get personalized advice tailored to your unique situation and goals.
Every consultant is a licensed real estate professional in your state.
All services through HOAP are free for qualified homeowners.
Whether you want to keep your home or make a fresh start, our Specialist Consultants will guide you through every option available.
Change your mortgage terms to make payments more affordable. Lower interest rates, extend terms, or reduce principal.
Replace your current mortgage with a new one featuring better terms and lower monthly payments.
Temporary reduction or suspension of payments during financial hardship with structured repayment plans.
List your property for maximum value with expert guidance and access to competitive bidding environments.
Sell directly to accredited investors for fast, hassle-free closings without repairs or renovations needed.
Sell for less than owed with lender approval—avoid foreclosure and minimize credit damage.
Navigate inherited property sales with our Streamlined Program— close in as little as two weeks.
Our streamlined process ensures you get the support you need every step of the way.
Schedule a no-obligation consultation with our Specialist Consultant to discuss your situation.
We evaluate your circumstances and present all available options tailored to your needs.
Together, we develop a customized action plan—whether to keep or sell your home.
We handle negotiations, paperwork, and provide ongoing support until your goal is achieved.
Hear from homeowners who found solutions through HOAPnet.
“I was facing foreclosure and didn’t know where to turn. HOAPnet connected me with a Specialist Consultant who helped me get a loan modification. I kept my home and my payments are now manageable.”
Maria S. Queens, NY“After my mother passed, I inherited her house with a lot of uncertainty. The HOAPnet team walked me through everything and closed the sale in just 10 days. Incredible service.”
James T. Brooklyn, NY“I needed to sell fast to avoid foreclosure. The quick cash sale program was exactly what I needed—no repairs, no hassle, and a fair price. Thank you HOAPnet!”
Linda M. Long Island, NYWhether you want to keep your home or start fresh, our Specialist Consultants are ready to guide you through every option—at no cost to you.