Published February 7, 2026 | Reading Time: 6 Minutes
If you’ve received notice that a lis pendens has been filed against your property, you may feel overwhelmed. But here’s the truth:
And that warning gives you time to act.
Lis pendens is Latin for “suit pending.” It is a public notice that a lawsuit involving your property has been filed — typically related to foreclosure.
It acts as a red flag attached to your property’s public record.
You are officially in pre-foreclosure. You still own your home. Your options are wide open.
The lender prepares for auction. You still have time — but options narrow daily.
An auction date is set. Immediate action is critical.
Ownership ends once sold at auction.
Negotiate with your lender to adjust loan terms and reduce payments.
If you have equity, sell before auction and protect your credit.
If underwater, sell with lender approval — sometimes with deficiency forgiven.
Voluntarily transfer property to lender to avoid foreclosure record.
Sell quickly (7–21 days) to stop foreclosure fast.
Temporary legal pause — should be considered carefully with an attorney.
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