A serious illness, hospital bills, or disability can devastate your finances in an instant. HOAPnet helps homeowners in medical crisis find solutions to keep or sell their home — at absolutely no cost.
Medical crises come in many forms. HOAPnet has helped homeowners through all of them:
A sudden accident or emergency surgery drained your savings and left you unable to work or pay the mortgage.
Treatment costs are overwhelming. Your income has stopped or drastically dropped while bills pile up.
An injury or condition left you unable to work. Disability payments don't cover the full mortgage payment.
You had to reduce your hours or stop working to be a caregiver. Your income took a serious hit.
Monthly medication and treatment costs have consumed what used to go toward the mortgage.
Collectors are calling. Your credit is at risk. And you're still trying to keep up with the mortgage.
We evaluate your entire situation — income, medical bills, equity, and goals — to present every available path.
You focus on your health. We'll handle the rest. A Specialist Consultant will reach you within 24 hours.
"I was diagnosed with cancer and couldn't work for 8 months. I thought I'd lose my house on top of everything else. HOAPnet got me a loan modification and I never lost a single payment off my record."
"My husband had a stroke and our whole financial life changed overnight. HOAPnet connected us with state assistance funds we didn't even know existed. We kept our home."
"I was on disability and the payments were too low to cover the mortgage. HOAPnet arranged a cash sale — I didn't have to do a single repair or showing. Clean and fair."