Reverse mortgages can go into foreclosure faster than you expect. Whether you're the original homeowner or an heir, HOAPnet's Specialist Consultants help you understand and act on every available option — completely free.
Understanding the triggers helps you act before it's too late:
Failing to pay property taxes is one of the most common triggers for reverse mortgage foreclosure. We help you catch up or find alternatives.
Missed insurance payments can put a reverse mortgage in default. We help you resolve this quickly before it escalates.
Being out of the home for 12+ months — hospital, assisted living, or travel — can trigger foreclosure. Act before the timeline expires.
Heirs typically have 6–12 months to sell, pay off, or deed the property. Our consultants guide families through every step.
Reverse mortgage servicers require property maintenance. Failure to maintain the home can trigger default.
If you've received a notice of default on a reverse mortgage, contact us immediately — the clock is ticking.
Our Specialist Consultants present every available path — we never push one option over another.
Whether you're the homeowner or an heir — we help. A Specialist Consultant will respond within 24 hours.
"My mother passed and left a reverse mortgage. I had no idea what to do and received a default notice within weeks. HOAPnet walked me through a quick sale — I kept the equity and avoided foreclosure entirely."
"I fell behind on my property taxes and didn't realize it would put my reverse mortgage in default. HOAPnet negotiated a repayment plan with my servicer in under two weeks. My home is safe."
"As executor of my father's estate I was overwhelmed. HOAPnet handled everything — from the lender negotiation to the closing. Professional, compassionate, and completely free."